pre-owned car loan in kayamkulam

Pre-Owned Car Loan in Kayamkulam

No Concealed Fees | Competitive Interest Rates| High Loan Amount

Situated in the Alappuzha district of Kerala, Kayamkulam is a picturesque town known for its backwaters and natural beauty. The town also boasts a vibrant market for pre-owned cars, catering to the needs of the residents. This also opens the door for financing products like Pre-Owned Car Loans.

With convenient loan options, competitive interest rates, and a customer-centric approach, Poonawalla Fincorp assists the people of Kayamkulam in purchasing their desired pre-owned cars.

Applying for a Used Car Loan in Kayamkulam is a seamless process with us. You can choose to apply online through our user-friendly website or visit our nearest branch to kickstart the application process.


We offer competitive interest rates for Used Car Loan in Kayamkulam. These rates are influenced by factors such as the loan amount, repayment tenure, and creditworthiness.

Pre-Owned Car Loan Interest Rates 11% p.a. onwards
Loan Amount ₹1 Lakh - ₹75 Lakh
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources. 5% of the outstanding loan amount plus taxes if paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Easy To Apply Logo

    Flexible Repayment Options

  • Competitive Interest Rate Logo

    Minimal Documentation

  • Quick Processing Logo

    Quick Loan Disbursal

Flexible Repayment Options

Our Pre-Owned Car Loan comes with flexible repayment tenures that suit your financial situation and ensures manageable EMIs.

Minimal Documentation

The documentation process for Pre-Owned Car Loans is streamlined, making it convenient and time-efficient for borrowers.

Quick Loan Disbursal

Once your Used Car Loan in Kayamkulam application is approved, we facilitate swift loan disbursal. This enables you to drive your dream car home without unnecessary delays.

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Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

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Personal Details

Enter your DOB, Qualification and other necessary details

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Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

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Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Kayamkulam:

  • Visit our official website to assess your loan eligibility.
  • Select the loan option and click on ‘Apply Now’.
  • Complete the application form.
  • Submit all the required documents.

Once we receive your loan application, our team will review and verify the details. After successful verification, we will promptly disburse the loan amount. You can also visit our branch at the provided address if you wish to connect in person.

Poonawalla Fincorp is your trusted partner when it comes to Used Car Loans in Kayamkulam. By availing of a Pre-Owned Car Loan, you can enjoy the convenience of owning a car without affecting your savings.

Poonawalla Fincorp Limited

Address: 1st Floor, Srees Building, MK Hemachandran Road, Near Srees Krishna Swamy Temple, Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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