Apply for a Pre-Owned Car Loan in Ranchi with Attractive Interest Rates!
Nestled in the eastern state of Jharkhand, Ranchi is the capital city known for its natural beauty and vibrant culture. With a growing population, the demand for used cars in Ranchi has also been on the rise. We at Poonawalla Fincorp recognizes the aspirations of localities and provides Pre-owned Car Loan to assists the people of Ranchi in purchasing their desired pre-owned cars. With competitive interest rates, flexible repayment options, and a streamlined loan application process, we make it possible for you to get the car of your dreams without any hassle.
Pre-Owned Car Loan: EMI Calculator
-
EMI Amount = *
Pre-Owned Car Loan Interest Rates in Ranchi
You can avail of a Pre-Owned Car Loan at attractive interest rates starting from 11% per annum. The following details are provided for your review and further information:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Pre-Owned Car Loan in Ranchi
-
Easy Eligibility Criteria
-
Flexible Repayment Options
-
Quick Approval and Disbursal
-
Competitive Interest Rates
Easy Eligibility Criteria
Our Used Car Loans in Ranchi comes with straightforward eligibility requirements, making it accessible to a wide range of individuals.
Flexible Repayment Options
Poonawalla Fincorp’s Pre-Owned Car Loans come with flexible repayment tenures, allowing borrowers to choose the repayment tenure according to their financial situation.
Quick Approval and Disbursal
We offer speedy approval and disbursal to ensure a smooth borrowing experience.
Competitive interest rates
We offer competitive interest rates on Used Car Loans in Ranchi to reduce the overall cost of borrowing.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to Apply for a Pre-Owned Car Loan in Ranchi?
Follow these steps to get a Used Car Loan in Ranchi:
- Visit our official website to assess your loan eligibility.
- Select “Pre-Owned Car Loan’ option and click on ‘Apply Now’.
- Complete the application form.
- Submit the documents required for a Used Car Loan in Ranchi.
Once you submit your application, our team will promptly review it and proceed with the disbursal of the loan amount after successful verification. If you prefer to have a face-to-face interaction, we extend a warm welcome for you to visit our branch located at the provided address.
Conclusion
In conclusion, securing a Used Car Loan in Ranchi is an excellent way to finance your dream car without straining your finances. Since our Pre-Owned Car Loan comes with competitive interest rates, flexible repayment terms, and quick approval processes. With our customer-centric approach, obtaining a loan has become seamless and hassle-free. So, why wait? Visit our website today and take a step closer to owning your desired pre-owned car in Ranchi.
Poonawalla Fincorp Branch Address in Ranchi:
Poonawalla Fincorp Limited
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
