pre-owned car loan in ranchi

Pre-Owned Car Loan in Ranchi

No Hidden Costs | High Loan Amount | Attractive Interest Rates

Nestled in the eastern state of Jharkhand, Ranchi is the capital city known for its natural beauty and vibrant culture. With a growing population, the demand for used cars in Ranchi has also been on the rise. We at Poonawalla Fincorp recognizes the aspirations of localities and provides Pre-owned Car Loan to assists the people of Ranchi in purchasing their desired pre-owned cars. With competitive interest rates, flexible repayment options, and a streamlined loan application process, we make it possible for you to get the car of your dreams without any hassle.


You can avail of a Pre-Owned Car Loan at attractive interest rates starting from 11% per annum. The following details are provided for your review and further information:

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources.
4% of the outstanding loan amount plus taxes if paid from other sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Competitive Interest Rate Logo

    Easy Eligibility Criteria

  • Loan Amount Ranging Logo

    Flexible Repayment Options

  • Loan Amount Ranging Logo

    Quick Approval and Disbursal

  • Loan Amount Ranging Logo

    Competitive Interest Rates

Easy Eligibility Criteria

Our Used Car Loans in Ranchi comes with straightforward eligibility requirements, making it accessible to a wide range of individuals.

Flexible Repayment Options

Poonawalla Fincorp’s Pre-Owned Car Loans come with flexible repayment tenures, allowing borrowers to choose the repayment tenure according to their financial situation.

Quick Approval and Disbursal

We offer speedy approval and disbursal to ensure a smooth borrowing experience.

Competitive interest rates

We offer competitive interest rates on Used Car Loans in Ranchi to reduce the overall cost of borrowing.

Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

Semi Circle Logo
Document Required Logo

Personal Details

Enter your DOB, Qualification and other necessary details

Semi Circle Logo
Verfied LogoEmployment
& Car

Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

Semi Circle Logo
timer logo


Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Ranchi:

  • Visit our official website to assess your loan eligibility.
  • Select “Pre-Owned Car Loan’ option and click on ‘Apply Now’.
  • Complete the application form.
  • Submit the documents required for a Used Car Loan in Ranchi.

Once you submit your application, our team will promptly review it and proceed with the disbursal of the loan amount after successful verification. If you prefer to have a face-to-face interaction, we extend a warm welcome for you to visit our branch located at the provided address.

In conclusion, securing a Used Car Loan in Ranchi is an excellent way to finance your dream car without straining your finances. Since our Pre-Owned Car Loan comes with competitive interest rates, flexible repayment terms, and quick approval processes. With our customer-centric approach, obtaining a loan has become seamless and hassle-free. So, why wait? Visit our website today and take a step closer to owning your desired pre-owned car in Ranchi.

Poonawalla Fincorp Limited

Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

Explore Various Types of Our Used Car Loan Arrow Logo

Insightful Pre-Owned Car Loan Blogs Arrow Logo

Benefits of having a car
7 Benefits You'll Enjoy if You Upgrade to Your Own Car From a Bike

In any case, whenever someone is planning to buy a car, the first question that most of them will have is 'do I buy a brand-new vehicle or just go for a used car?'

Second hand car Loan
Loan For Second Hand Cars: Here's How You Can Get it Easily

A second-hand car or pre-owned car is one of the undisturbed markets – both post and pre-COVID times. Due to the hassle-free process of second hand car loan,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp