Apply for a Pre-Owned Car Loan in Patiala with Minimal Paperwork!
Located in the state of Punjab, Patiala is a historic city known for its rich Sikh heritage, royal palaces, and cultural significance. With a vibrant population and a developing economy, Patiala also witnesses demand for pre-owned cars. Poonawalla Fincorp recognizes the requirements of Patiala's residents and offers Used Car Loan in Patiala designed to meet their specific needs. With competitive interest rates, flexible repayment options, and quick loan approvals, Poonawalla Fincorp supports the people of Patiala in fulfilling their aspirations of owning a quality pre-owned car.
Poonawalla Fincorp extends its range of Pre-Owned Car Loans, meticulously designed to cater to their specific needs. Whether it's exploring the scenic roads of Punjab or embarking on memorable journeys with loved ones, Poonawalla Fincorp is committed to supporting the residents of Patiala in experiencing the joy and freedom that comes with owning a trusted pre-owned car.
Pre-Owned Car Loan: EMI Calculator
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EMI Amount = *
Pre-Owned Car Loan Interest Rates in Patiala
Interest rates play a crucial role in determining the affordability of a loan. Please see below for more details:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Pre-Owned Car Loan in Patiala
Used Car Loan in Patiala, come with several features and benefits that make them an attractive financing option. Here are some notable ones:
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Flexible Loan Amount
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Competitive Interest Rates
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Convenient Repayment Options
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Quick Approval and Disbursal
Flexible Loan Amount
You can avail of a loan amount based on the value of the preowned car you intend to purchase.
Competitive Interest Rates
We strive to provide competitive interest rates to make your loan more affordable.
Convenient Repayment Options
Choose a loan tenure that suits your financial situation and enjoy flexible repayment options.
Quick Approval and Disbursal
With streamlined processes, lenders aim to provide quick loan approval and disbursal, allowing you to get behind the wheel of your dream car sooner.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to apply for a Pre-Owned Car Loan in Patiala?
Follow these steps to get a Used Car Loan in Patiala:
- Visit our official website to assess your loan eligibility.
- Select the loan option and click on ‘Apply Now’.
- Complete the application form.
- Submit the documents required for a Used Car Loan in Patiala.
Upon submission of your application, our team will promptly review it and, upon successful verification, proceed with the prompt disbursal of the loan amount. If you would like to have a face-to-face interaction, we extend a warm welcome for you to visit our branch at the provided address.
Poonawalla Fincorp Branch Address in Patiala:
Poonawalla Fincorp Limited
Address: Ground Floor, Plot/SCO 134, Choti Bardari, Patiala, Punjab-147001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
With a Used Car Loan in Patiala, the dream of owning a pre-owned car is possible. Poonawalla Fincorp, a trusted financial institution, offers reliable loan services, ensuring a seamless journey from application to repayment. Whether you're a professional or a family in need of a dependable vehicle, exploring the Pre-Owned Car Loan options can transform your aspirations into reality. Waste no time, connect with Poonawalla Fincorp today, and embark on your journey to owning a preowned car in Patiala!
*Terms & Conditions Apply
