pre-owned car loan in kolkata

Pre-Owned Car Loan in Kolkata

No Hidden Charges | High Loan Amount | Attractive Interest Rates

Kolkata, famously known as the City of Joy, is a bustling city with a high demand for transportation. As a result, many people turn to pre-owned cars as a more affordable option than buying a brand new vehicle. We at, Poonawalla Fincorp understand people’s aspirations and offers Used Car Loan in Kolkata at competitive interest rates. With flexible repayment tenure, high loan amount and easy application process, our Pre-Owned Car Loans is the best way to finance your desired used car with an ease. Apply now and embrace the joy of car ownership as you embark on a journey toward affordable and convenient transportation in the cultural haven of Kolkata!


Poonawalla Fincorp offers competitive interest rates on Used Car Loan in Kolkata, making it more affordable for you to own a desired used car. The interest rates starts from 11% per annum onwards. Let’s have a look below for more details:

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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    Competitive Interest Rates

  • Easy Access To Funds Logo

    Flexible Repayment Options

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    Higher Loan Amounts

Competitive Interest Rates

Keep your budget intact with our attractive interest rates! We offer affordable interest rates in the market, making your pre-owned car purchase a pocket-friendly affair.

Flexible Repayment Options

Enjoy car ownership without financial stress! Choose a repayment of up to 72 months, ensuring comfortable EMIs over the 6-year tenure.

Higher Loan Amounts

With Poonawalla Fincorp Pre-Owned Car Loan, make your dream car a reality! We offer a generous loan sanction of up to ₹75 Lakh, bringing you one step closer to owning the perfect pre-owned car.

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Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

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Personal Details

Enter your DOB, Qualification and other necessary details

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Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

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Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Kolkata

  • Visit the official website and assess your loan eligibility.
  • Select the loan option and click on 'Apply Now'
  • Complete the application form.
  • Submit the documents required for a Used Car Loan in Kolkata.

After you submit your application, our team will promptly review it. Upon successful verification, we will proceed with the disbursal of the loan amount. If you prefer an in-person interaction, you are welcome to visit our branch at the provided address.

Experience the joy of car ownership in the City of Joy with our Used Car Loan in Kolkata! Our competitive interest rates, high loan amounts, and hassle-free process make it easier than ever to own your dream pre-owned car. With no hidden charges and loan amounts up to 100% of the car's value, there's no compromise on your car buying experience. Choose a repayment tenure of up to 72 months for stress-free EMIs, and cruise the vibrant streets of Kolkata in style.

Poonawalla Fincorp Limited

Address: 15, Park Street, 6th Floor, Apeejay House, Block B, Unit No: B/6/1, Kolkata, 700016, West Bengal
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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