pre-owned car loan in kolkata

Pre-Owned Car Loan in Kolkata

No Hidden Charges | High Loan Amount | Attractive Interest Rates

Kolkata, famously known as the City of Joy, is a bustling city with a high demand for transportation. As a result, many people turn to pre-owned cars as a more affordable option than buying a brand new vehicle. We at, Poonawalla Fincorp understand people’s aspirations and offers Used Car Loan in Kolkata at competitive interest rates. With flexible repayment tenure, high loan amount and easy application process, our Pre-Owned Car Loans is the best way to finance your desired used car with an ease. Apply now and embrace the joy of car ownership as you embark on a journey toward affordable and convenient transportation in the cultural haven of Kolkata!

%
Calculate

Poonawalla Fincorp offers competitive interest rates on Used Car Loan in Kolkata, making it more affordable for you to own a desired used car. The interest rates starts from 11% per annum onwards. Let’s have a look below for more details:

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources.
4% of the outstanding loan amount plus taxes if paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

  • Easy Access To Funds Logo

    Competitive Interest Rates

  • Easy Access To Funds Logo

    Flexible Repayment Options

  • Loan Amount Ranging Logo

    Higher Loan Amounts

Competitive Interest Rates

Keep your budget intact with our attractive interest rates! We offer affordable interest rates in the market, making your pre-owned car purchase a pocket-friendly affair.

Flexible Repayment Options

Enjoy car ownership without financial stress! Choose a repayment of up to 72 months, ensuring comfortable EMIs over the 6-year tenure.

Higher Loan Amounts

With Poonawalla Fincorp Pre-Owned Car Loan, make your dream car a reality! We offer a generous loan sanction of up to ₹75 Lakh, bringing you one step closer to owning the perfect pre-owned car.

Semi Circle Logo
Laptop Logo
Apply
Online

Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

Semi Circle Logo
Document Required Logo
Personal
Details

Personal Details

Enter your DOB, Qualification and other necessary details

Semi Circle Logo
Verfied LogoEmployment
& Car
Details

Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

Semi Circle Logo
timer logo
Verification

Verification

Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Kolkata

  • Visit the official website and assess your loan eligibility.
  • Select the loan option and click on 'Apply Now'
  • Complete the application form.
  • Submit the documents required for a Used Car Loan in Kolkata.

After you submit your application, our team will promptly review it. Upon successful verification, we will proceed with the disbursal of the loan amount. If you prefer an in-person interaction, you are welcome to visit our branch at the provided address.

Experience the joy of car ownership in the City of Joy with our Used Car Loan in Kolkata! Our competitive interest rates, high loan amounts, and hassle-free process make it easier than ever to own your dream pre-owned car. With no hidden charges and loan amounts up to 100% of the car's value, there's no compromise on your car buying experience. Choose a repayment tenure of up to 72 months for stress-free EMIs, and cruise the vibrant streets of Kolkata in style.

Poonawalla Fincorp Limited

Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Explore Various Types of Our Used Car Loan Arrow Logo

Insightful Pre-Owned Car Loan Blogs Arrow Logo

Benefits of having a car
7 Benefits You'll Enjoy if You Upgrade to Your Own Car From a Bike

In any case, whenever someone is planning to buy a car, the first question that most of them will have is 'do I buy a brand-new vehicle or just go for a used car?'

Second hand car Loan
Loan For Second Hand Cars: Here's How You Can Get it Easily

A second-hand car or pre-owned car is one of the undisturbed markets – both post and pre-COVID times. Due to the hassle-free process of second hand car loan,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp