pre-owned car loan in cochin

Pre-owned Car Loan in Cochin

Minimal Documentation | Hassle-Free Process | Attractive Interest Rates

As the commercial and financial hub of Kerala, Cochin boasts a thriving economy and a bustling automotive market. With a growing population and increasing urbanization, the demand for pre-owned cars in Cochin is on the rise.

Poonawalla Fincorp recognizes the aspirations of Cochin's residents and offers tailored Used Car Loans in Cochin to help them fulfil their dreams of driving their dream car.


You can avail of a Pre-Owned Car Loan at attractive interest rates starting from 11% per annum. The following details are provided for your review and further information:

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources.
4% of the outstanding loan amount plus taxes if paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Competitive Interest Rate Logo

    Quick Processing and Disbursal

  • Loan Amount Ranging Logo

    Minimal Documentation

  • Easy Access To Funds Logo

    Higher Loan Amounts

Quick Processing and Disbursal

With Poonawalla Fincorp's Pre-Owned Car Loan in Cochin, you can expect a smooth and efficient loan processing experience.

Minimal Documentation

We have simplified the documentation requirements for our Used Car Loan in Cochin, making the application process hassle-free and convenient.

Higher Loan Amounts

We offer substantial loan amounts of up to ₹75 Lakh based on your eligibility. This gives you the financial flexibility to choose from a wide range of pre-owned cars in Cochin.

  • Viable Replacement: A Used Car Loan can finance the purchase of a more reliable pre-owned car, replacing an existing vehicle that constantly requires repairs. This ensures a safer and more efficient mode of transportation.
  • Lifestyle Enhancement: Owning a pre-owned car enhances your lifestyle by providing convenience, comfort, and mobility. It also allows you to enjoy road trips, travels to distant places, and more.
  • Meeting Transportation Needs: A Used Car Loan enables you to effectively meet your transportation needs. Be it daily commuting or running errands, you can travel comfortably, conveniently, and independently.
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Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

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Personal Details

Enter your DOB, Qualification and other necessary details

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Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

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Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Cochin:

  • Visit our official website to check your loan eligibility.
  • Select the loan option and click on ‘Apply Now’.
  • Complete the application form.
  • Submit the documents required for a Used Car Loan in Cochin.

Our team will promptly review your application after we receive the loan application. Upon successful verification, we will proceed with the loan amount disbursement. If you wish to have a face-to-face interaction, feel free to visit our branch at the provided address.

With Poonawalla Fincorp's Used Car Loan in Cochin, you can fulfil your dream of owning a quality pre-owned car with ease. Enjoy attractive interest rates, minimal documentation, and a hassle-free process that ensures quick loan approval and disbursal. Apply for a Pre-Owned Car Loan in Cochin today.

Poonawalla Fincorp Limited

Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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