Apply For a Pre-Owned Car Loan in Kottayam with No Hidden Charges!
Kottayam, nestled in the beautiful state of Kerala, is renowned for its scenic landscapes and rich cultural heritage. Kottayam offers an ideal setting for your automotive dreams to come true. At Poonawalla Fincorp, we understand the aspirations of Kottayam's residents and offer specialized Pre-Owned Car Loans to help you cruise through the town in your desired pre-owned car.
With competitive interest rates, flexible repayment options, and a seamless application process, our Used Car Loan in Kottayam are designed to make your car ownership journey hassle-free and convenient. Experience the joy of driving your dream car on the enchanting roads of Kottayam with our tailored financing solutions.
Pre-Owned Car Loan: EMI Calculator
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EMI Amount = *
Pre-owned car loan interest Rates in Kottayam
When it comes to Used Car Loans in Kottayam, we offer competitive interest rates, making car financing affordable and budget-friendly for its residents.
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and benefits of Pre-owned Car Loan in Kottayam
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Loan up to 100% of Car Value
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Affordable Interest Rates
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Flexible Repayment Option
Loan up to 100% of Car Value
No restrictions on your aspirations! Our loan covers up to 100% of the car's value, ensuring you can easily drive home your dream car without any limitations.
Affordable Interest Rates
Maximize savings on your pre-owned car purchase! Our competitive interest rates make owning your dream car more affordable and budget friendly.
Flexible Repayment Option
Customize your loan journey for peace of mind! With repayment options of up to 72 months, managing EMIs becomes effortless and worry-free.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to Apply for a Pre-Owned Car Loan in Kottayam?
Follow these steps to get a Used Car Loan in Kottayam
- Visit our official website to assess your loan eligibility.
- Select the loan option and click on 'Apply Now'
- Complete the application form.
- Submit the documents required for a Used Car Loan in Kottayam.
Once you have submitted your application, our team will promptly review it. Upon successful verification, we will proceed with the disbursal of the loan amount. If you prefer a face-to-face interaction, you can visit our branch at the provided address.
Conclusion
With Poonawalla Fincorp's Used Car Loan service in Kottayam, you can fulfill your dream of owning a pre-owned car with ease. Our hassle-free application process, competitive interest rates, flexible tenures, quick loan processing, minimal documentation, and higher loan amount make us the ideal choice for your financing needs. Explore our Pre-Owned Car Loan options and embark on your journey toward car ownership. Drive your dreams with our Used Car Loan in Kottayam today!
Poonawalla Fincorp Branch Address in Kottayam:
Poonawalla Fincorp Limited
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
