pre-owned car loan in kottayam

Pre-Owned Car Loan in Kottayam

Loan up to 100% of car value | Competitive Interest Rates | Minimal Documentation

Kottayam, nestled in the beautiful state of Kerala, is renowned for its scenic landscapes and rich cultural heritage. Kottayam offers an ideal setting for your automotive dreams to come true. At Poonawalla Fincorp, we understand the aspirations of Kottayam's residents and offer specialized Pre-Owned Car Loans to help you cruise through the town in your desired pre-owned car.

With competitive interest rates, flexible repayment options, and a seamless application process, our Used Car Loan in Kottayam are designed to make your car ownership journey hassle-free and convenient. Experience the joy of driving your dream car on the enchanting roads of Kottayam with our tailored financing solutions.


When it comes to Used Car Loans in Kottayam, we offer competitive interest rates, making car financing affordable and budget-friendly for its residents.

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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    Loan up to 100% of Car Value

  • Easy Access To Funds Logo

    Affordable Interest Rates

  • Loan Amount Ranging Logo

    Flexible Repayment Option

Loan up to 100% of Car Value

No restrictions on your aspirations! Our loan covers up to 100% of the car's value, ensuring you can easily drive home your dream car without any limitations.

Affordable Interest Rates

Maximize savings on your pre-owned car purchase! Our competitive interest rates make owning your dream car more affordable and budget friendly.

Flexible Repayment Option

Customize your loan journey for peace of mind! With repayment options of up to 72 months, managing EMIs becomes effortless and worry-free.

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Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

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Personal Details

Enter your DOB, Qualification and other necessary details

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Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

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Application will then proceed for verification and assessment

Follow these steps to get a Used Car Loan in Kottayam

  • Visit our official website to assess your loan eligibility.
  • Select the loan option and click on 'Apply Now'
  • Complete the application form.
  • Submit the documents required for a Used Car Loan in Kottayam.

Once you have submitted your application, our team will promptly review it. Upon successful verification, we will proceed with the disbursal of the loan amount. If you prefer a face-to-face interaction, you can visit our branch at the provided address.

With Poonawalla Fincorp's Used Car Loan service in Kottayam, you can fulfill your dream of owning a pre-owned car with ease. Our hassle-free application process, competitive interest rates, flexible tenures, quick loan processing, minimal documentation, and higher loan amount make us the ideal choice for your financing needs. Explore our Pre-Owned Car Loan options and embark on your journey toward car ownership. Drive your dreams with our Used Car Loan in Kottayam today!

Poonawalla Fincorp Limited

Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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