pre-owned car loan in kota

Pre-Owned Car Loan in Kota

Upfront Pricing | Affordable Interest Charges | High Loan Amount

Situated in the state of Rajasthan, Kota is a bustling city known for its educational institutions and vibrant culture. With a significant population of students and professionals, Kota also experiences a demand for used cars. Poonawalla Fincorp understands the needs of Kota's residents and provides Used Car Loans in Kota to help them realize their dream of owning a quality pre-owned car. With attractive interest rates, flexible repayment options, and personalized customer service, Poonawalla Fincorp supports the people of Kota in purchasing their desired pre-owned cars.


Interest rates play a crucial role in determining the affordability of any loan. Poonawalla Fincorp offers competitive interest rates for Used Car Loans in kota. These rates are influenced by factors such as the loan amount, repayment tenure, and creditworthiness.

Pre-Owned Car Loan Interest Rates 11% p.a onwards
Loan Amount ₹1 Lakh - ₹75 Lakhs
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month Starting from ₹1903* per Lakh for 72 months
Loan Tenure 12 - 72 months
Prepayment/Foreclosure Charges 0%* If paid from own sources.
4% of the outstanding loan amount plus taxes if paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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  • Competitive Interest Rate Logo

    Wide Range of Choices

  • No Restriction On Usage Logo

    Reliable Performance

  • Quick Processing Logo

    Reduced Depreciation

  • No Restriction On Usage Logo

    Lower Insurance Costs


Pre-Owned Car Loans offer affordable financing option by allowing you to purchase a used car at a lower price compared to buying new one.

Wide Range of Choices

With a Used Car Loan in Kota, you have a broader selection of car models and makes to choose from, providing more options that fit your preferences and budget.

Reduced Depreciation

Pre-owned cars have already undergone significant depreciation, allowing you to avoid the initial steep depreciation that new cars experience.

Lower Insurance Costs

Insuring a pre-owned car is often more cost-effective compared to insuring a new car, resulting in long-term savings.

Reliable Performance

Modern cars are built to last longer, and opting for a pre-owned car ensures you can enjoy a reliable vehicle that meets your transportation needs.

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Apply Online

Click on ‘Apply Now’ and provide your contact details and loan details

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Personal Details

Enter your DOB, Qualification and other necessary details

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Employment & Car Details

Enter your employment details, car details (if car is finalized) and submit the form

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Application will then proceed for verification and assessment

Follow the below steps to avail a Used Car Loan in Kota

  • Visit our official website to assess your loan eligibility
  • Select the loan option and click on ‘Apply Now’
  • Complete the application form
  • Submit the documents required for a Used Car Loan in Kota

After you have submitted your application, our team will swiftly review it. Upon successful verification, we will promptly disburse the loan amount. If you prefer face-to-face interaction, you can visit our branch at the provided address.

Poonawalla Fincorp Limited

Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS,Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp is your trusted partner when it comes to Used Car Loans in Kota. With competitive interest rates, flexible repayment options, and customer-centric services, we help turn your dream of car ownership into a reality. By availing of a Pre-Owned Car Loan, you can enjoy the convenience and freedom of owning a car without straining your finances. Take the first step towards driving your dream car by exploring the Used Car Loan in Kota services offered by Poonawalla Fincorp in Kota today.

*Terms & Conditions Apply

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