Apply for a Pre-Owned Car Loan in Kota with Affordable Interest Charges!
Situated in the state of Rajasthan, Kota is a bustling city known for its educational institutions and vibrant culture. With a significant population of students and professionals, Kota also experiences a demand for used cars. Poonawalla Fincorp understands the needs of Kota's residents and provides Used Car Loans in Kota to help them realize their dream of owning a quality pre-owned car. With attractive interest rates, flexible repayment options, and personalized customer service, Poonawalla Fincorp supports the people of Kota in purchasing their desired pre-owned cars.
Pre-Owned Car Loan: EMI Calculator
-
EMI Amount = *
Pre-Owned Car Loan Interest Rates in Kota
Interest rates play a crucial role in determining the affordability of any loan. Poonawalla Fincorp offers competitive interest rates for Used Car Loans in kota. These rates are influenced by factors such as the loan amount, repayment tenure, and creditworthiness.
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Pre-Owned Car Loan in Kota
-
Affordability
-
Wide Range of Choices
-
Reliable Performance
-
Reduced Depreciation
-
Lower Insurance Costs
Affordability
Pre-Owned Car Loans offer affordable financing option by allowing you to purchase a used car at a lower price compared to buying new one.
Wide Range of Choices
With a Used Car Loan in Kota, you have a broader selection of car models and makes to choose from, providing more options that fit your preferences and budget.
Reduced Depreciation
Pre-owned cars have already undergone significant depreciation, allowing you to avoid the initial steep depreciation that new cars experience.
Lower Insurance Costs
Insuring a pre-owned car is often more cost-effective compared to insuring a new car, resulting in long-term savings.
Reliable Performance
Modern cars are built to last longer, and opting for a pre-owned car ensures you can enjoy a reliable vehicle that meets your transportation needs.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to apply for a Pre-Owned Car Loan in Kota?
Follow the below steps to avail a Used Car Loan in Kota
- Visit our official website to assess your loan eligibility
- Select the loan option and click on ‘Apply Now’
- Complete the application form
- Submit the documents required for a Used Car Loan in Kota
After you have submitted your application, our team will swiftly review it. Upon successful verification, we will promptly disburse the loan amount. If you prefer face-to-face interaction, you can visit our branch at the provided address.
Poonawalla Fincorp Branch Address in Kota:
Poonawalla Fincorp Limited
Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS,Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp is your trusted partner when it comes to Used Car Loans in Kota. With competitive interest rates, flexible repayment options, and customer-centric services, we help turn your dream of car ownership into a reality. By availing of a Pre-Owned Car Loan, you can enjoy the convenience and freedom of owning a car without straining your finances. Take the first step towards driving your dream car by exploring the Used Car Loan in Kota services offered by Poonawalla Fincorp in Kota today.
*Terms & Conditions Apply
