Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Estimate your loan repayments easily using our online EMI calculator. Just enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive Interest
Rate
Hassle-free
Application
Minimal
Paperwork
Zero Hidden
Charges

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Qualify for our loan to professionals by meeting these simple eligibility criteria:

  • Age limit: Between 24 and 65 years.
  • Citizenship: Indian.
  • Income: Annual professional income of minimum ₹3 Lakh.
  • Work Experience: At least 1 year of post-qualification experience.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail. 

We offer this loan at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Investing in marketing strategies 
  • Strategic business expansion 
  • Upgrading facilities 
  • Investing in R&D 
  • Upgrading skills and training 
  • Self-employed Company Secretaries 
  • Self-employed doctors 
  • Self-employed Chartered Accountants 
  • Check your credit score 
  • Meet the eligibility criteria  
  • Fill the application form correctly 
  • Provide all the necessary documents 
  • Avoid multiple loans applications  

Poonawalla Fincorp Limited 

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 

(Weekly off on first and second Saturdays and all Sundays.) 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A Professional Loan can be used for expanding your business, upgrading equipment, hiring staff, marketing, or even personal expenses like education or home renovation. 

At Poonawalla Fincorp, we offer flexible tenures ranging from 12 to 60 months, allowing you to choose the repayment term that suits your monthly budget. 

 

No, you need not pledge any collateral to avail of a Professional Loan from Poonawalla Fincorp. Get up to ₹75 Lakh at an attractive interest rate.