Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Collateral-free Professional Loan in Noida

Noida is famous for its rapid transformation into a technological hub, driving innovation and growth. Capitalise on emerging opportunities with a Professional Loan Noida from Poonawalla Fincorp. Renovate your office, enhance skills, or upgrade practise with quick funds of up to ₹75 Lakh. Benefit from flexible EMIs, extended loan tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
High Loan
Amount
Competitive Interest
Rate
Zero Hidden
Charges
Hassle-free
Application
Minimal
Paperwork

Professional Loan EMI Calculator

Estimate your EMIs using our free online EMI calculator. Just enter the loan amount, interest rates, and tenure to get quick results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Noida

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Documents Required for a Professional Loan in Noida

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail. 

Interest Rate and Charges for a Professional Loan in Noida

Secure collateral-free loan at competitive interest rate and zero hidden charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Buy equipment and software 
  • Develop your professional skills 
  • Set up a new office space 
  • Expand your professional practice 
  • Hire new workers and train them 
  • Funding working capital requirements 

Who Can Get a Professional Loan

  • Self-employed Chartered Accountants 
  • Self-employed Company Secretaries 
  • Self-employed doctors 

Tips for a Successful Professional Loan Application

  • Enter the correct details in your application  
  • Meet the required eligibility criteria of the lender 
  • Lower your credit utilisation ratio 
  • Collect the relevant documents 
  • Build up a high credit score 
  • Resolve discrepancies in your credit report 
  • Maintain adequate cashflow in your business 
  • Avoid applying for multiple loans simultaneously 

Poonawalla Fincorp Branch Address in Noida

Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the eligibility criteria for a Professional Loan?

To be eligible for a Professional Loan, you must be a self-employed individual with a minimum age of 24 years, a stable business, and a good credit score. Additionally, you must have a minimum annual income of ₹3 Lakh. 

2. How does Poonawalla Fincorp assess my creditworthiness for a Professional Loan?

At Poonawalla Fincorp, we assess your creditworthiness for a Professional Loan by evaluating your credit score, business income, financial statements, and repayment capacity. This helps us determine your ability to repay the loan. 

 

3. What documents are required to get a loan to professionals in Noida?

The documents required for a Professional Loan include identity proof, address proof, business registration documents, financial statements, tax returns, and bank statements.