Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Estimate your monthly repayments easily using our online EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

High
Loan Amount
Collateral-free
Loan
Competitive
Interest Rate
Hassle-free
Application
Minimal
Paperwork
Zero Hidden
Charges

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria to qualify:

  • Age Limit: Between 24 and 65 years.
  • Citizenship: Indian.
  • Income: Annual professional income of minimum ₹3 Lakh.
  • Work Experience: Minimum of 1 post qualification experience.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail.  

We offer loans to professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Upgrade your practice 
  • Refurbish your office space 
  • Expand your professional practice 
  • Meet working capital requirements 
  • Hire and train staff 

 

  • Self-employed Company Secretaries 
  • Self-employed Doctors 
  • Self-employed Chartered Accountants
  • Minimize your existing debts  
  • Fill the application form correctly  
  • Keep your Credit Utilization Ratio low 
  • Keep all the required documents handy 
  • Maintain a credit score of 750 or above 

Poonawalla Fincorp Limited 

Address: Office No.103 & 104, 1st floor, M-square Building, Gaurav Path, Vaishali Nagar, Ajmer, Rajasthan -305001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 
(Weekly off on first and second Saturdays and all Sundays.) 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Poonawalla Fincorp charges a nominal processing fee of up to 3%.

Yes, you can get this loan to purchase new machinery or equipment. You can also upgrade your existing machinery with our loan to professionals. 

 

Yes, you can foreclose a Professional Loan anytime you want with a 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.