Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Plan your monthly instalments easily with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Online
Application
Attractive Interest
Rate
No Collateral
Required
Minimal
Paperwork
Flexible
Repayment Tenure
No Hidden
Charges

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple and straightforward eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the necessary documents in detail. 

Poonawalla Fincorp offers loans to professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your practice 
  • Enhancing your professional skills 
  • Renovating your office space 
  • Fulfilling working capital requirement 
  • Purchasing equipment 
  • Self-employed doctors 
  • Self-employed Chartered Accountants 
  • Self-employed Company Secretaries 
  • Check your credit score 
  • Meet the eligibility criteria 
  • Reduce your existing debts 
  • Keep your Credit Utilisation Ratio (CUR) low 
  • Avoid multiple loan applications 

Poonawalla Fincorp Limited 

Address:  Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Yes, you can use the loan amount to hire new employees. Poonawalla Fincorp offers loans to professionals with no end-use restrictions. 

Poonawalla Fincorp offers a loan to professionals with a flexible repayment tenure ranging from 12 to 60 months. 

 

No. We offer unsecured loans for professionals. You need not pledge any asset as collateral.