Get a Collateral-free Professional Loan in Muzaffarpur
Muzaffarpur, famous for its litchi orchards, is a city with a rich history, arts, literature and a vibrant culture. Expand your professional practice in this city and invest in your career growth with a Professional Loan of up to ₹75 Lakh from Poonawalla Fincorp. Avail of a collateral-free loan with minimal paperwork. Benefit from our competitive interest rates, flexible EMIs, no hidden charges and swift approval. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Make use of our online EMI calculator to plan your monthly repayments. Slide the bar to enter the loan amount, tenure and interest rate to calculate your EMIs instantly. Try now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Muzaffarpur
Fulfil our simple eligibility criteria:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Work Experience: Must be practising for at least 1 year post qualification.
- Annual Income: At least ₹3 Lakh.
Documents Required for a Professional Loan in Muzaffarpur
Submit the required documents based on whether you are self-employed or working with a firm/company:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Professional Qualification Proof
Click to know more about the necessary documents in detail.
Interest Rate and Charges for Professional Loan in Muzaffarpur
Access instant funds with our loan to professionals with competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
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Different Uses of a Professional Loan
- Expand your professional practice
- Refurbish your office space
- Improve your professional skills
- Meet your working capital needs
- Hire and train new staff
- Purchase new equipment
Who Can Get a Professional Loan
- Self-employed doctors
- Self-employed Company Secretaries
- Self-employed Chartered Accountants
Tips for a Successful Professional Loan Application
- Fulfil your eligibility criteria
- Maintain a credit utilisation ratio of up to 30%
- Check your credit score
- Frequently check your credit report for inaccuracies
- Keep the loan documents handy
- Avoid multiple loan applications
Poonawalla Fincorp Branch Address Near Muzaffarpur
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
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Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Poonawalla Fincorp offers loans to professionals with 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.
Applying for a Professional Loan online helps you save time and ensure a smooth and convenient process. Moreover, you don't need to visit the branch or wait in queues to apply for the loan.
The EMI for your Professional Loan is decided on the basis of interest rate, sanctioned loan amount and loan tenure. You can use our EMI calculator to know the EMIs for your Professional Loan.