Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Plan your loan repayment easily with our loan EMI calculator. Slide the bars to enter your loan amount, interest rate, and tenure. The calculator will display the EMI amount instantly. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No Hidden
Charges
Minimal
Paperwork
Online Application
Process
Attractive
Interest Rate

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Fulfil our simple eligibility criteria:

  • Age Limit: 24 to 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.

Submit just a few documents depending on whether you are self-employed or working in a company/firm:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the necessary documents in detail.

Avail of our loan for professionals at competitive interest rate and nominal charges:

Interest Rate
13%* p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI Per Month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your practice
  • Renovating your office space
  • Upgrading your professional skills
  • Meeting your working capital needs
  • Purchasing equipment

  • Self-employed doctors
  • Self-employed Company Secretaries
  • Self-employed Chartered Accountants

  • Fulfil your eligibility criteria
  • Maintain a credit utilisation ratio of up to 30%
  • Check your credit score
  • Keep the loan documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Limited
Address: 2nd Floor, RS Tower, 59/37, Patel Nagar, Saharanpur Road, opp. Square Deal Filling Station, Dehradun, Uttarakhand -248001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The lowest EMI for our Professional Loan starts from ₹2,725 for a loan amount of ₹1 Lakh, tenure of 60 months and interest rate of 13%* p.a.

A Professional Loan EMI calculator is an online tool that enables you to know your monthly payments over the tenure of your loan. Just enter the loan amount, interest rate and tenure to know your EMIs instantly without the hassle of calculating your monthly repayments manually.

The loan tenure for our Professional Loan ranges from 12 to 60 months. You should select a loan tenure based on your repayment capacity.