Loan Amount
Up To ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Gwalior With Quick Approval

Gwalior, known for its thriving history, is one of the fastest-growing cities in Madhya Pradesh. Take your professional practise to the next level with a Professional Loan in this city from Poonawalla Fincorp. Get funds up to ₹75 Lakh to expand your practice, transform office space, or enhance skills. Unlock this tailored financial solution with attractive interest rates, flexible loan tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
High Loan
Amount
Competitive Interest
Rate
Zero Hidden
Charges
Hassle-free
Application
Minimal
Paperwork

Professional Loan EMI Calculator

Check your EMIs using our free online EMI calculator. Just enter the loan amount, interest rates, and tenure to get quick results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Gwalior

Qualify for our loan to professionals by meeting these basic eligibility requirements:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian
  • Annual Income: At least ₹3 Lakh.
  • Work Experience: Minimum 1 year of post-qualification professional experience.

Documents Required for a Professional Loan in Gwalior

Submit just a few documents depending on whether you are self-employed or working in a company/firm:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the documents required in detail. 

Interest Rate and Charges for a Professional Loan in Gwalior

Secure collateral-free loan at competitive interest rate and zero hidden charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Invest in new equipment 
  • Hire new staff members 
  • Upgrade practise 
  • Renovate office space 
  • Improve business infrastructure  

Who Can Get a Professional Loan

  • Self-employed doctors
  • Self-employed Chartered Accountants
  • Self-employed Company Secretary

Tips for a Successful Professional Loan Application

  • Identify the purpose of the loan 
  • Get all the necessary documents ready 
  • Calculate EMIs using the online EMI calculator  
  • Lower your current debt-to-income ratio 
  • Build your credit score to 750+ 
  • Provide all degree certificates for easy approval 

Poonawalla Fincorp’s Branch Address in Gwalior

Poonawalla Fincorp Limited 

Address: 4th Floor, Alaknanda Tower, Madhav Rao Sindhia Road, City Centre, Gwalior, Madhya Pradesh-474011 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the potential uses of a Professional Loan?

A Professional Loan can be used for several purposes, such as office expansion, skills enhancement, practise upgradation, etc. 

2. What is the maximum loan amount I can avail with a Professional Loan in Gwalior?

The maximum loan amount for professionals depends on your eligibility, income, and repayment capacity. With Poonawalla Fincorp, you can avail a loan amount of up to ₹75 Lakh, based on your credit profile and repayment capacity. 

 

3. What is the interest rate charged for a Professional Loan?

The interest rate on this loan varies depending on your credit score, loan amount, and tenure. With Poonawalla Fincorp, you can enjoy competitive interest rates starting at 13%* p.a.