Loan Up To
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Just enter the desired loan amount, tenure and interest rate to know your EMIs. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Swift
Approval
No Hidden
Charges
Minimal
Documentation
Online Application
Process
Attractive Interest
Rate

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Fulfil our simple eligibility criteria:

  • Age Limit: 24 to 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practicing for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Submit just a few documents depending on whether you are self-employed or working in a company/firm:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the necessary documents in detail. 

Avail of our loan for professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your professional practice 
  • Refurbishing your office space 
  • Improving your professional skills 
  • Buying equipment 
  • Self-employed Company Secretaries 
  • Self-employed doctors 
  • Self-employed Chartered Accountants 
  • Fulfil the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the loan documents ready 
  • Avoid applying for the loan multiple times 

Poonawalla Fincorp Limited 

Address:  Office No. 3044 to 3048, 3rd Floor, Currency Tower, VIP Road Chowk, Near Ram Mandir, Raipur, Chhattisgarh -492001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

You can improve your eligibility to get a Professional Loan by building and maintaining a credit score of 750 and above. To maintain a high credit score, you should pay your EMIs on time, maintain a low credit utilisation ratio and check for possible errors in your credit report regularly. 

Yes, you can utilise the Professional Loan from Poonawalla Fincorp to renovate your clinic. Use the funds not only for renovation but also to equip your clinic with the latest technologies and updated equipment, hire certified staff, and more.  

 

You can get a loan amount of up to ₹75 Lakh on our loan to professionals to cover costs associated with your professional practice in Raipur. From hiring new staff to meeting working capital requirements, you can use this loan to cover all costs related to your professional practice.