Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Lucknow With No Hidden Charges

Lucknow, the capital city of Uttar Pradesh, has emerged as a modern city that balances tradition and progress. Achieve your professional career goals as a Chartered Accountant (CA), Company Secretary (CS) or doctor with a Professional Loan in Lucknow from Poonawalla Fincorp. Get up to ₹75 Lakh to upgrade practice, enhance skills, or renovate the office. Benefit from attractive interest rates, flexible repayment tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Funds
High Loan
Amount
Competitive
Interest Rates
Zero Hidden
Charges
Digital
Application
Minimal
Paperwork

Professional Loan EMI Calculator

Determine your monthly repayments instantly with our online EMI calculator. Enter the amount you wish to borrow, the interest rate and tenure to obtain instant results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Lucknow

Experience a seamless loan application process by meeting the following eligibility criteria:

  • Citizenship: Indian.
  • Age Limit: Between 24 and 65 years.
  • Work Experience: Minimum 1 year of post-qualification professional experience.
  • Income: Annual professional income of at least ₹3 Lakh.

Documents Required for Professional Loan in Lucknow

Submit just a few documents depending on whether you are self-employed or working in a company/firm:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the required documents in detail.

Interest Rate and Charges for a Professional Loan in Lucknow

Enjoy competitive interest rate and nominal charges for our loan to professionals:

Interest Rate
13%* p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI Per Month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Upgrade your professional skill set
  • Refurbish your office space
  • Expand your professional practice
  • Meet working capital requirements
  • Purchase cutting-edge gadgets
  • Hire and train staff

Who Can Get a Professional Loan

  • Self-employed Chartered Accountants
  • Self-employed Company Secretaries
  • Self-employed doctors

Tips for a Successful Professional Loan Application

  • Lower your current debts
  • Get all the paperwork ready
  • Provide proof of income
  • Calculate your EMIs using the EMI calculator

Poonawalla Fincorp Branch Address in Lucknow

Poonawalla Fincorp Limited
Address:Unit no. 106, 1st Floor, Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh-226001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What affects my eligibility for Poonawalla Fincorp’s Professional Loan?

The following factors affect your chances of getting approved for Poonawalla Fincorp’s Professional Loan:

  • Age
  • Income
  • Work experience
  • Credit profile

Click to know more about the eligibility in detail.

2. Why should I choose Poonawalla Fincorp’s Professional loan?

Choosing a Professional Loan from Poonawalla Fincorp enables you to enjoy attractive loan terms that include affordable interest rates, flexible repayment options, quick approvals, and disbursals. Additionally, it saves you from the worry of any hidden charges, making it an ideal financing option for self-employed professionals looking to expand their practice or skills.

3. What is the interest rate offered to a practising chartered accountant on Poonawalla Fincorp’s Professional Loan?

As a practising CA, you can avail affordable interest rates, starting at 13%* p.a., to expand your practice or hire and train staff. This affordable financing option enables you to attain sustainable financial growth while letting you focus on achieving personal development goals.