Secure a Professional Loan in Ludhiana Online
Famous for its historical significance and vibrant culture, Ludhiana offers its residents a range of career development opportunities. Access a Professional Loan in Ludhiana to take your career to the next level. Get up to ₹75 Lakh to meet any financial expenses, including office expansion, upskilling courses, equipment purchases, and more. Enjoy lower interest rates, minimal documentation, quick approval, and zero hidden charges. Apply now!
Professional Loan EMI Calculator
Calculate your monthly repayments with our free online loan EMI calculator. Enter the loan amount, tenure, and interest rate to get instant results. Calculate now!
Why Choose Poonawalla Fincorp
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Meet our basic eligibility criteria to access funds instantly:
- Age Limit: 24 to 65 years.
- Work Experience: Minimum 1 year of post-qualification professional experience.
- Income: Annual professional income of at least ₹3 Lakh.
- Citizenship: Indian
Submit only a few necessary documents to get our loan to professionals:
- Identity Proof
- Residence Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Professional Qualification Proof
Click to know more about the documents required in detail.
Benefit from competitive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Renovate your office space
- Expand your practice
- Meet working capital requirements
- Recruit and train staff
- Purchase the latest equipment
- Doctors
- Chartered Accountants
- Company Secretaries
- Identify the purpose of the loan
- Get all the necessary documents ready
- Calculate EMIs using the online EMI calculator
- Lower your current debt-to-income ratio
- Build your credit score to 750+
- Provide all degree certificates for easy approval
Poonawalla Fincorp Limited
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Professional Loan
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
Professional Loan
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
The loan process was seamless from start to finish, and the team consistently went above and beyond to address all my questions with prompt and clear communication.
Professional Loan
I was thoroughly impressed by how swiftly my loan was processed. The team provided exceptional support, guiding me through every step with clarity and care. Thanks to their expertise, I was able to expand my operations confidently.
Professional Loan
The sales team was exceptionally cooperative and addressed all my queries regarding the loan amount, interest rates, and insurance with clarity and patience. Overall, it was a highly positive experience.
Professional Loan
Transparent and hassle-free - there were no hidden charges or unexpected surprises. The entire process was clear, smooth, and straightforward from start to finish.
Professional Loan
I purchased a new commercial vehicle through Poonawalla Fincorp, and the experience was outstanding. The entire process was smooth, quick, and completely hassle-free. The team was incredibly supportive and explained every detail of the loan with full transparency. I’m truly grateful for their guidance and assistance throughout.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
You can use Poonawalla Fincorp's Professional Loan for various purposes, including expanding your practice, purchasing the latest technology equipment, refurbishing your office space, and pursuing higher professional degrees.
The following factors affect your eligibility for lower interest rates on Poonawalla Fincorp's Professional Loan:
● Existing debts
● Payment habits
● Credit history
● Recent hard inquiries
With our Professional Loan, you can spread your repayment costs across multiple EMIs with a tenure of at most 60 months. The lowest EMI starts at ₹2,275* per Lakh.