Secure a Professional Loan in Ludhiana Online
Famous for its historical significance and vibrant culture, Ludhiana offers its residents a range of career development opportunities. Access a Professional Loan in Ludhiana to take your career to the next level. Get up to ₹75 Lakh to meet any financial expenses, including office expansion, upskilling courses, equipment purchases, and more. Enjoy lower interest rates, minimal documentation, quick approval, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Calculate your monthly repayments with our free online loan EMI calculator. Enter the loan amount, tenure, and interest rate to get instant results. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Ludhiana
Meet our basic eligibility criteria to access funds instantly:
- Age Limit: 24 to 65 years.
- Work Experience: Minimum 1 year of post-qualification professional experience.
- Income: Annual professional income of at least ₹3 Lakh.
- Citizenship: Indian
Documents Required for a Professional Loan in Ludhiana
Submit only a few necessary documents to get our loan to professionals:
- Identity Proof
- Residence Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Professional Qualification Proof
Click to know more about the documents required in detail.
Interest Rate and Charges for Professional Loan in Ludhiana
Benefit from competitive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan in Ludhiana
- Renovate your office space
- Expand your practice
- Meet working capital requirements
- Recruit and train staff
- Purchase the latest equipment
Who Can Get a Professional Loan in Ludhiana
- Doctors
- Chartered Accountants
- Company Secretaries
Tips for a Successful Professional Loan Application
- Identify the purpose of the loan
- Get all the necessary documents ready
- Calculate EMIs using the online EMI calculator
- Lower your current debt-to-income ratio
- Build your credit score to 750+
- Provide all degree certificates for easy approval
Poonawalla Fincorp Branch Address in Ludhiana
Poonawalla Fincorp Limited
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can use Poonawalla Fincorp's Professional Loan for various purposes, including expanding your practice, purchasing the latest technology equipment, refurbishing your office space, and pursuing higher professional degrees.
The following factors affect your eligibility for lower interest rates on Poonawalla Fincorp's Professional Loan:
● Existing debts
● Payment habits
● Credit history
● Recent hard inquiries
With our Professional Loan, you can spread your repayment costs across multiple EMIs with a tenure of at most 60 months. The lowest EMI starts at ₹2,275* per Lakh.