Loan Amount
Up to ₹ 75 Lakh
Interest Rate
Starting at 13*% p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Trivandrum Instantly

Trivandrum, the capital city of Kerala, is known for its tradition, technology and education. The city offers abundant opportunities for personal and professional growth. Seize the opportunity and empower career growth with a Professional Loan in Trivandrum from Poonawalla Fincorp. Get a high loan amount of up to ₹75 Lakh at attractive interest rates. Apply with minimal documentation and no hidden charges. Enjoy flexible repayment tenure, 100% digital application and instant approval. Get started!

Why Choose Poonawalla Fincorp

No Collateral
Required
Attractive Interest
Rate
No Hidden
Charges
Minimal
Documentation
Swift
Approval
Flexible
Repayment Tenure

Professional Loan EMI Calculator

Plan your monthly repayments with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Trivandrum

Meet our simple eligibility criteria to qualify:

  • Age: Between 24 and 65 years.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh per annum.

Documents Required for a Professional Loan in Trivandrum

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the necessary documents in detail. 

Interest Rate and Charges for a Professional Loan in Trivandrum

Get the loan at competitive interest rate and transparent charges:

Interest Rates
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Interest
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan in Trivandrum

  • Expanding your practice 
  • Enhancing your professional skills 
  • Renovating your office space 
  • Purchasing equipment 

Who Can Get a Professional Loan in Trivandrum

  • Self-employed Chartered Accountants 
  • Self-employed Company Secretaries 
  • Self-employed doctors 

Tips for a Successful Professional Loan Application

  • Meet the eligibility criteria 
  • Maintain a healthy debt-to-income ratio  
  • Review your credit score 
  • Provide accurate information 
  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Trivandrum

Address: 1st Floor, Sree Uthradam Arcade, Sasthamangalam, Trivandrum, Kerala-695010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 
(Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the Professional Loan prepayment charges for Poonawalla Fincorp?

Poonawalla Fincorp offers loans to professionals with 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.

2. What are the Professional Loan processing fees?

We offer loan to professionals at a nominal processing fee of up to 2%. 

 

3. Do I have to pledge assets to get a Professional Loan?

No. Poonawalla Fincorp offers unsecured loans for professionals. You need not pledge any assets as collateral.