Get a Collateral-free Professional Loan in Chennai
Chennai, the capital city of the state of Tamil Nadu, is a popular tourist destination in India and is known for its food, temples, and trade opportunities. Apply for a Professional Loan in Chennai from Poonawalla Fincorp to uplift your professional skills and grow your practice to the next level. Get up to ₹75 Lakh at an attractive interest rate with minimal documentation, quick approval, and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
High Loan Amount
No Hidden Charges
Collateral-free Loan
QuickDisbursal
Flexible LoanTenure
Affordable Interest Rate
Professional Loan EMI Calculator
Plan your EMIs efficiently with our user-friendly EMI calculator. Just enter the loan amount, tenure, and interest rate. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Chennai
Fulfil our simple eligibility criteria to qualify:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Work Experience: Must be practising for at least 1 year post qualification.
- Annual Income: Minimum ₹3 Lakh.
Documents Required for a Professional Loan in Chennai
Submit the required documents based on whether you are self-employed or working with a firm/company:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
Click here to know more about the documents required in detail.
Interest Rate and Charges for a Professional Loan in Chennai
Poonawalla Fincorp offers loans to professionals at competitive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan
- Expanding your professional practice
- Meeting working capital requirements
- Recruiting of new employees
- Purchasing new equipment
- Renovating your existing office
Who Can Get a Professional Loan
- Self-employed Company Secretaries
- Self-employed Chartered Accountants
- Self-employed doctors
Tips for a Successful Professional Loan Application
- Office renovation
- Advancing your practice
- Paying salaries to staff
- Enhance your workspace
Poonawalla Fincorp Branch Address in Chennai
Poonawalla Fincorp Limited
Address: 2nd Floor, The Oval Tower, Venkatanarayana Road, T.Nagar, Chennai, Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
Poonawalla Fincorp levies a nominal processing fee of up to 3% for loans to professionals.
Yes, you must have a credit score of 750 and above to avail of the loan with quick approval and favourable loan terms.
You can prepay the loan with 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.