Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Make use of our online EMI calculator to plan your monthly repayments. Enter the desired loan amount, interest rate and tenure to know your EMIs instantly. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

No Collateral
Required
Swift
Approval
No Hidden
Charges
Minimal
Documentation
Flexible
EMIs
Online
Application

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Qualify for Poonawalla Fincorp’s loan to professionals by meeting our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail. 

We offer a loan to professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your practice 
  • Renovating your office space 
  • Upgrading your professional skills 
  • Managing your working capital expenses 
  • Purchasing equipment 
  • Self-employed doctors  
  • Self-employed Chartered Accountants 
  • Self-employed Company Secretaries 
  • Check the eligibility criteria 
  • Maintain a credit utilisation ratio of up to 30% 
  • Check your credit score 
  • Frequently check your credit report for inaccuracies 
  • Keep the loan documents ready 
  • Avoid multiple loan applications 

Address: 1st Floor, 16/116 (29), Plot No 34, Block 16  ( subplot 4 ) Bhargava Estate, Civil Lines, Kanpur, Uttar Pradesh - 208001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The maximum amount for our loan to professionals in Kanpur can go up to ₹75 Lakh. The final loan amount depends on your credit score, monthly income, repayment capacity, interest rate, etc. 

The lowest EMI for our Professional Loan starts from ₹2,725 for a loan amount of ₹1 Lakh, tenure of 60 months and interest rate of 13%* p.a. 

 

Poonawalla Fincorp offers a loan to professionals at competitive interest rates starting from 13%* p.a. The final interest rate applicable depends on your credit score, monthly income, loan amount, etc.