Get a Professional Loan in Jalandhar With Flexible EMIs
Jalandhar, the vibrant city in Punjab, is an exciting mix of modern attractions and ancient monuments. The city also offers abundant growth opportunities to self-employed CAs, CSes, and doctors. Apply for a Professional Loan in Jalandhar to upgrade your skills, renovate your office space, and expand your practise. Access collateral-free funds of up to ₹75 Lakh from Poonawalla Fincorp with quick approval and instant disbursal. Enjoy attractive interest rates, flexible loan tenure, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Calculate your monthly repayments with our free online loan EMI calculator. Enter the loan amount, tenure, and interest rate to get instant results. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Jalandhar
Meet our basic eligibility criteria to access funds instantly:
- Age Limit: Between 24 to 65 years.
- Work Experience: Minimum 1 year of post-qualification professional experience.
- Income: At least ₹3 Lakh.
- Citizenship: Indian
Documents Required for a Professional Loan in Jalandhar
Submit only a few necessary documents to get our loan to professionals:
- Identity Proof
- Residence Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Professional Qualification Proof
Click to know more about the necessary documents in detail.
Interest Rate and Charges for a Professional Loans in Jalandhar
Benefit from competitive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan in Jalandhar
- Renovate your office space
- Expand your practice
- Meet working capital requirements
- Recruit and train staff
- Purchase the latest equipment
Who Can Get a Professional Loan in Jalandhar
- Self-employed doctors
- Self-employed Company Secretaries
- Self-employed Chartered Accountants
Tips for a Successful Professional Loan Application
- Meet the eligibility criteria for seamless application.
- Lower your credit utilisation ratio.
- Avoid discrepancies in the credit report.
- Maintain a credit score of 750 or above.
Poonawalla Fincorp Branch Address in Jalandhar
Poonawalla Fincorp Limited
Address: Ground Floor, SCO-3, Opp C D office, Puda complex, Jalandhar, Punjab-144001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
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Happy Customers, Happy Us
Professional Loan
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
Professional Loan
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
The loan process was seamless from start to finish, and the team consistently went above and beyond to address all my questions with prompt and clear communication.
Professional Loan
I was thoroughly impressed by how swiftly my loan was processed. The team provided exceptional support, guiding me through every step with clarity and care. Thanks to their expertise, I was able to expand my operations confidently.
Professional Loan
The sales team was exceptionally cooperative and addressed all my queries regarding the loan amount, interest rates, and insurance with clarity and patience. Overall, it was a highly positive experience.
Professional Loan
Transparent and hassle-free - there were no hidden charges or unexpected surprises. The entire process was clear, smooth, and straightforward from start to finish.
Professional Loan
I purchased a new commercial vehicle through Poonawalla Fincorp, and the experience was outstanding. The entire process was smooth, quick, and completely hassle-free. The team was incredibly supportive and explained every detail of the loan with full transparency. I’m truly grateful for their guidance and assistance throughout.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
Self-employed individuals, including Company Secretaries, doctors and Chartered Accountants can opt for a Professional Loan from Poonawalla Fincorp. However, meeting the required eligibility criteria is a must to get approval.
Poonawalla Fincorp offers a loan to professionals at competitive interest rates starting at 13%* p.a. However, it may vary according to your financial profile.
The eligible professionals should hold an experience of at least 1 year in their respective professions from the date of their qualification/degree to avail a Professional Loan.