Loan Amount
Up to ₹ 75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Calculate your monthly repayments with our free online loan EMI calculator. Enter the loan amount, tenure, and interest rate to get instant results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Flexible
EMIs
Competitive Interest
Rate
Zero Hidden
Charges
Online
Application
Minimal
Paperwork

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our basic eligibility criteria to access funds instantly:

  • Age Limit: Between 24 to 65 years.
  • Work Experience: Minimum 1 year of post-qualification professional experience.
  • Income: At least ₹3 Lakh.
  • Citizenship: Indian

Submit only a few necessary documents to get our loan to professionals:

  • Identity Proof
  • Residence Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail.

Benefit from competitive interest rate and minimal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Renovate your office space 
  • Expand your practice 
  • Meet working capital requirements  
  • Recruit and train staff 
  • Purchase the latest equipment  
  • Self-employed doctors 
  • Self-employed Company Secretaries  
  • Self-employed Chartered Accountants 
  • Meet the eligibility criteria for seamless application. 
  • Lower your credit utilisation ratio. 
  • Avoid discrepancies in the credit report.  
  • Maintain a credit score of 750 or above.

Poonawalla Fincorp Limited 

​​​Address: Ground Floor, SCO-3, Opp C D office, Puda complex, Jalandhar, Punjab-144001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Self-employed individuals, including Company Secretaries, doctors and Chartered Accountants can opt for a Professional Loan from Poonawalla Fincorp. However, meeting the required eligibility criteria is a must to get approval.  

Poonawalla Fincorp offers a loan to professionals at competitive interest rates starting at 13%* p.a. However, it may vary according to your financial profile. 

 

The eligible professionals should hold an experience of at least 1 year in their respective professions from the date of their qualification/degree to avail a Professional Loan.