Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Estimate your loan repayments with ease by using the online EMI calculator. Simply enter your loan details, including amount, interest rate, and tenure, and get quick results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Flexible Repayment
Tenure
Competitive Interest
Rate
Zero Hidden
Charges
Nominal Forclosure
Charges
Minimal
Paperwork

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Qualify for our loan to professionals by meeting these simple eligibility criteria:

  • Age: Between 24 and 65 years
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Work Experience: At least 1 year of post-qualification experience

Provide these necessary documents to get a Professional Loan:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, or Passport
  • Financial Documents: Bank Account Statements for the last 6 months
  • Business Address Proof: Electricity Bill or Rent Agreement 
  • Residence Address Proof: Electricity Bill, Passport or Rent Agreement
  • Professional Qualification Documents: Degree Certificate or Certificate Of Practice, Firm/Member Certificate (CA and CS), Prescription Letter (doctors)

Click to know more about the necessary documents in detail.

We offer this loan at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Investing in marketing strategies 
  • Strategic business expansion 
  • Upgrading facilities 
  • Investing in R&D 
  • Strengthening financial stability 
  • Upgrading skills and training 
  • Self-employed Company Secretaries
  • Self-employed doctors
  • Self-employed Chartered Accountants
  • Ensure you meet all eligibility criteria  
  • Select a tenure that suits your finances 
  • Maintain sufficient cashflow for your business 
  • Demonstrate clear business growth  
  • Apply for a loan that fits your budget 
  • Review the details in your loan application 
  • Avoid applying for multiple loans at once  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A Professional Loan can be used for various purposes, such as expanding your business, upgrading equipment, hiring staff, marketing, or even personal expenses like education or home renovation. 

At Poonawalla Fincorp, we offer flexible tenures ranging from 1 to 5 years, allowing you to choose the repayment term that suits your business cash flow. 

 

No, Poonawalla Fincorp offers collateral-free Professional Loans in Kurnool, making it easier for you to access funds without risking your assets.