Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Calculate your EMIs easily with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. You can also try different combinations of values to choose the one that suits you the best. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

High Sanction
Amount
No Hidden
Charges
No Collateral
Required
Minimal
Paperwork
Flexible
Repayment Tenure
Competitive Interest
Rate

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Fulfil our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practicing for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail. 

We offer loan to professionals at attractive interest rate and transparent charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expand your business operations  
  • Purchase office equipment 
  • Manage working capital needs 
  • Consolidate existing debts  
  • Pay for skill development courses 
  • Self-employed doctors  
  • Self-employed Chartered Accountants 
  • Self-employed Company Secretaries 
  • Check your credit score 
  • Avoid multiple loan applications 
  • Keep the necessary ready 
  • Meet the eligibility requirements 
  • Reduce your existing debts 
  • Fill the application form correctly 

Poonawalla Fincorp Limited 

Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

You can get a loan for professionals to meet your fund requirements such as office renovation, equipment purchase, salary payment, skill development, etc. Get a collateral-free Professional Loan of up to ₹75 Lakh at an attractive interest rate from Poonawalla Fincorp. 

You must submit identity proof, residential address and business address proof, bank statements, and income proof to avail of the loan. Check our documents page for detailed information. 

 

Yes, you can repay the loan before the loan tenure ends. However, you will be charged 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.

 

 

 

Poonawalla Fincorp offers loans to professionals with a flexible repayment tenure from 12 to 60 months. You can choose a tenure that suits your repayment capacity.