Get a Collateral-free Professional Loan in Kota
Kota, a city located on the banks of the Chambal River, Rajasthan, is known for its gold jewellery, sarees and renowned Kota stones. This developing city offers favourable growth opportunities for self-employed doctors, CAs and CS. Take your career to the next level with a loan to professionals from Poonawalla Fincorp. Grow your practice, improve your skills or upgrade your office space with a loan of up to ₹75 Lakh. Benefit from competitive interest rates, flexible repayment tenure, quick approval and instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
High Loan Amount
No Collateral Required
Flexible Repayment Tenure
MinimalPaperwork
Attractive Interest Rate
No HiddenCharges
Professional Loan EMI Calculator
Use our EMI calculator to plan your monthly repayments instantly. Simply enter the loan amount, interest rate and tenure. Try now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Kota
Fulfil our simple eligibility criteria:
- Age Limit: 24 to 65 years.
- Citizenship: Indian.
- Work Experience: Must be practicing for at least 1 year post qualification.
- Annual Income: At least ₹3 Lakh.
Documents Required for a Professional Loan in Kota
Upload just a few documents depending on whether you are self-employed or working in a company/firm:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Proof of Professional Qualification
Click to know more about the necessary documents in detail.
Interest Rate and Charges for a Professional Loan in Kota
Get our loan to professionals at competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan
- Expand your professional practice
- Renovate your office space
- Enhance your professional skills
Who Can Get a Professional Loan
- Self-employed Company Secretaries
- Self-employed doctors
- Self-employed Chartered Accountants
Tips for a Successful Professional Loan Application
- Check the eligibility criteria
- Check your credit score
- Keep all the documents ready
- Avoid applying for the loan multiple times
Poonawalla Fincorp Limited Address in Kota
Poonawalla Fincorp Limited
Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS, Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
The lowest EMI for our Professional Loan starts from ₹2,275* for a loan amount of ₹1 Lakh, tenure of 60 months and interest rate of 13%* p.a.
The minimum annual income required for availing of our Professional Loan is ₹3 Lakh.
Poonawalla Fincorp charges 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes on loan foreclosure.