Get a Collateral-free Professional Loan in Kota
Kota, a city located on the banks of the Chambal River, Rajasthan, is known for its gold jewellery, sarees and renowned Kota stones. This developing city offers favourable growth opportunities for self-employed doctors, CAs and CS. Take your career to the next level with a loan to professionals from Poonawalla Fincorp. Grow your practice, improve your skills or upgrade your office space with a loan of up to ₹75 Lakh. Benefit from competitive interest rates, flexible repayment tenure, quick approval and instant disbursal. Apply now!
Professional Loan EMI Calculator
Use our EMI calculator to plan your monthly repayments instantly. Simply enter the loan amount, interest rate and tenure. Try now!
Why Choose Poonawalla Fincorp
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil our simple eligibility criteria:
- Age Limit: 24 to 65 years.
- Citizenship: Indian.
- Work Experience: Must be practicing for at least 1 year post qualification.
- Annual Income: At least ₹3 Lakh.
Upload just a few documents depending on whether you are self-employed or working in a company/firm:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Proof of Professional Qualification
Click to know more about the necessary documents in detail.
Get our loan to professionals at competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Expand your professional practice
- Renovate your office space
- Enhance your professional skills
- Self-employed Company Secretaries
- Self-employed doctors
- Self-employed Chartered Accountants
- Check the eligibility criteria
- Check your credit score
- Keep all the documents ready
- Avoid applying for the loan multiple times
Poonawalla Fincorp Limited
Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS, Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
Professional Loan
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
Professional Loan
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
The loan process was seamless from start to finish, and the team consistently went above and beyond to address all my questions with prompt and clear communication.
Professional Loan
I was thoroughly impressed by how swiftly my loan was processed. The team provided exceptional support, guiding me through every step with clarity and care. Thanks to their expertise, I was able to expand my operations confidently.
Professional Loan
The sales team was exceptionally cooperative and addressed all my queries regarding the loan amount, interest rates, and insurance with clarity and patience. Overall, it was a highly positive experience.
Professional Loan
Transparent and hassle-free - there were no hidden charges or unexpected surprises. The entire process was clear, smooth, and straightforward from start to finish.
Professional Loan
I purchased a new commercial vehicle through Poonawalla Fincorp, and the experience was outstanding. The entire process was smooth, quick, and completely hassle-free. The team was incredibly supportive and explained every detail of the loan with full transparency. I’m truly grateful for their guidance and assistance throughout.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
The lowest EMI for our Professional Loan starts from ₹2,275* for a loan amount of ₹1 Lakh, tenure of 60 months and interest rate of 13%* p.a.
The minimum annual income required for availing of our Professional Loan is ₹3 Lakh.
Poonawalla Fincorp charges 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes on loan foreclosure.