Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Hassle-free Professional Loan in Siliguri

Achieve your professional goals in Siliguri with a Professional Loan from Poonawalla Fincorp. Expand your practice, purchase equipment, hire employees, or any other funding requirement with no end-use restrictions. Get a collateral-free loan for professionals of up to ₹75 Lakh. Benefit from an attractive interest rate, minimal paperwork, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Online Application
No Collateral
Required
Attractive Interest
Rates
Minimal
Documentation
Flexible
Repayment Tenure
No Hidden
Charges

Professional Loan EMI Calculator

Calculate your monthly repayments hassle-free with our online EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Siliguri

Meet our simple and straightforward eligibility criteria to qualify:

  • Age: Between 24 and 65 years.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.

Documents Required for a Professional Loan in Siliguri

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail. 

Interest Rate and Charges for a Professional Loan in Siliguri

We offer a loan to professionals at attractive interest rates and transparent charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Expanding your practice 

  • Enhancing your professional skills 

  • Renovating your office space 

  • Fulfilling working capital requirement 

  • Purchasing equipment 

Who Can Get a Professional Loan

  • Self-employed doctors 

  • Self-employed Chartered Accountants 

  • Self-employed Company Secretaries 

Tips for a Successful Professional Loan Application

  • Check your credit score 

  • Meet the eligibility criteria 

  • Reduce your existing debts 

  • Keep your Credit Utilisation Ratio (CUR) low 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Siliguri

Poonawalla Fincorp Limited 

Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. When should I take a loan for professionals?

You should avail of a loan for a professional when you need funds to invest in your professional growth such as skill development, office expansions, hiring staff, etc. 

2. What is the rate of interest I can expect from a Professional Loan as a company secretary?

As a company secretary, you can be eligible for interest rates as low as 13% per annum from Poonawalla Fincorp. However, the affordability of interest rates depends on your credit profile, payment behaviour and recent credit inquiries. 

 

3. Who can get a Professional Loan in Siliguri?

Any professional, such as a CA, CS, or doctor, who meets our eligibility criteria for age, income, and experience can avail of the loan. Check our eligibility page for details.