Loan Amount
Up to ₹ 75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Make use of our online EMI calculator to plan your monthly repayments. Enter the desired loan amount, interest rate and tenure to know your EMIs instantly. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

No Collateral
Required
Quick
Approval
No Hidden
Charges
Minimal
Documentation
Flexible
EMIs
Attractive Interest
Rate

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Qualify for Poonawalla Fincorp’s loan to professionals by meeting our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail. 

We offer a loan to professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your professional practice 
  • Renovating your office space 
  • Improving your professional skills 
  • Meeting your working capital needs 
  • Hiring and training new staff 
  • Purchasing new equipment 
  • Self-employed doctors 
  • Self-employed Company Secretaries  
  • Self-employed Chartered Accountants 
  • Plan your financial needs 
  • Fulfil your eligibility criteria 
  • Maintain a credit utilisation ratio of up to 30% 
  • Check your credit score 
  • Check your credit report for inaccuracies 
  • Keep the loan documents handy 
  • Avoid multiple loan applications 

Poonawalla Fincorp Limited 

Address:  1st Floor, Mahaveer Avenue, Plot No.2, R-2, Zone-01, Maharana Pratap Nagar, Bhopal, Madhya Pradesh-462011 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Yes, you can use our Professional Loan to upgrade your office space in Bhopal. Use the funds from the loan without any end-use restriction to invest in your office renovation, upgrading equipment and following other professional growth strategies!  

Yes, you are free to choose a longer repayment tenure between 12 to 60 months that suits your repayment capability.  

 

No, our loan to professionals is collateral-free. You don’t have to pledge any asset as a security. However, ensure that you meet the eligibility criteria and have the necessary documents to apply for the loan.