Get a Professional Loan in Chandigarh Online
Chandigarh is known for its modern urban planning. The city is a blend of traditional and modern architecture. Fulfil your goals in this city with a Professional Loan from Poonawalla Fincorp. Use the loan amount for various needs, including the purchase of equipment, working capital needs, etc., with no end-use restrictions.
Get up to ₹75 Lakh at competitive interest rates. Benefit from an online application, minimal documentation, quick approval, flexible repayment tenure, and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Plan your monthly repayments with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Chandigarh
Meet our simple eligibility criteria to qualify:
- Age: Between 24 and 65 years
- Citizenship: Indian.
- Work Experience: Must be practising for at least 1 year post qualification.
- Annual Income: At least ₹3 Lakh.
Documents Required for a Professional Loan in Chandigarh
Submit the required documents based on whether you are self-employed or working with a firm/company:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the documents required in detail.
Interest Rate and Charges for a Professional Loan in Chandigarh
Get the loan at competitive interest rate and transparent charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan
- Expanding your practice
- Enhancing your professional skills
- Renovating your office space
- Purchasing equipment
Who Can Get a Professional Loan
- Self-employed Chartered Accountants
- Self-employed Company Secretaries
- Self-employed doctors
Tips for a Successful Professional Loan Application
- Meet the eligibility criteria
- Maintain a healthy debt-to-income ratio
- Review your credit score
- Provide accurate information
- Avoid multiple loan applications
Poonawalla Fincorp Branch Address
Poonawalla Fincorp Limited
Address:2nd Floor, B Block, SCO-24, District. Shopping Complex, Ranjit Avenue, Amritsar, Punjab-143001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Professional Loan
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
Professional Loan
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla Fincorp has been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Professional Loan
The loan process was seamless from start to finish, and the team consistently went above and beyond to address all my questions with prompt and clear communication.
Professional Loan
I was thoroughly impressed by how swiftly my loan was processed. The team provided exceptional support, guiding me through every step with clarity and care. Thanks to their expertise, I was able to expand my operations confidently.
Professional Loan
The sales team was exceptionally cooperative and addressed all my queries regarding the loan amount, interest rates, and insurance with clarity and patience. Overall, it was a highly positive experience.
Professional Loan
Transparent and hassle-free - there were no hidden charges or unexpected surprises. The entire process was clear, smooth, and straightforward from start to finish.
Professional Loan
I purchased a new commercial vehicle through Poonawalla Fincorp, and the experience was outstanding. The entire process was smooth, quick, and completely hassle-free. The team was incredibly supportive and explained every detail of the loan with full transparency. I’m truly grateful for their guidance and assistance throughout.
Professional Loan
I am happy with the overall loan process and will recommend this company to others colleagues too.
Professional Loan
I am very much satisfied with the services and got quick response with all my queries related to my loan.
Professional Loan
I was guided on every step for my loan journey and process was very smooth
Professional Loan
Sales team was very co-operative and explained resolved all my queries related to loan amount, interest and insurance. Had a very good experience.
Professional Loan
I had a satisfactory experience with Poonawalla. The entire process—from loan application to disbursement—was smooth and well-organized. The staff was cooperative, which made the disbursement quick and stress-free.
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Frequently Asked Questions
To be eligible for a loan for professionals, you must be between 24 and 65 years of age, practising for at least 1 year post qualification, and have an annual income of ₹3 Lakh
Poonawalla Fincorp offers loans to professionals of up to ₹75 Lakh. However, the sanctioned loan amount may vary based on your credit score, eligibility criteria, and our internal policy.
Yes. You can use the loan amount to upgrade your skills with advanced courses or higher education, provided you meet the eligibility criteria.