Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Chandigarh Online

Chandigarh is known for its modern urban planning. The city is a blend of traditional and modern architecture. Fulfil your goals in this city with a Professional Loan from Poonawalla Fincorp. Use the loan amount for various needs, including the purchase of equipment, working capital needs, etc., with no end-use restrictions.
Get up to ₹75 Lakh at competitive interest rates. Benefit from an online application, minimal documentation, quick approval, flexible repayment tenure, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Sanction
Amount
Attractive
Interest Rate
Collateral-free
Loan
Minimal
Documentation
Quick
Approval
Flexible
Repayment Tenure

Professional Loan EMI Calculator

Plan your monthly repayments with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Chandigarh

Meet our simple eligibility criteria to qualify:

  • Age: Between 24 and 65 years
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Documents Required for a Professional Loan in Chandigarh

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail.

Interest Rate and Charges for a Professional Loan in Chandigarh

Get the loan at competitive interest rate and transparent charges:

Interest Rates
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI Per Month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Interest
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Expanding your practice
  • Enhancing your professional skills
  • Renovating your office space
  • Purchasing equipment

Who Can Get a Professional Loan

  • Self-employed Chartered Accountants
  • Self-employed Company Secretaries
  • Self-employed doctors

Tips for a Successful Professional Loan Application

  • Meet the eligibility criteria
  • Maintain a healthy debt-to-income ratio
  • Review your credit score
  • Provide accurate information
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address

Poonawalla Fincorp Limited
Address:2nd Floor, B Block, SCO-24, District. Shopping Complex, Ranjit Avenue, Amritsar, Punjab-143001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Who is eligible for a Professional Loan in Chandigarh?

To be eligible for a loan for professionals, you must be between 24 and 65 years of age, practising for at least 1 year post qualification, and have an annual income of ₹3 Lakh

2. How much amount can I avail with a Professional Loan?

Poonawalla Fincorp offers loans to professionals of up to ₹75 Lakh. However, the sanctioned loan amount may vary based on your credit score, eligibility criteria, and our internal policy. 

3. Can I use a Professional Loan for educational purposes?

Yes. You can use the loan amount to upgrade your skills with advanced courses or higher education, provided you meet the eligibility criteria.