Loan Up To
Up To ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Thrissur With Flexible EMIs

Thrissur, the cultural capital of Kerela, is a lively city known for its rich traditions and growing economic environment. Seize new professional growth opportunities in this developing city with a Professional Loan from Poonawalla Fincorp. Access collateral-free funds of up to ₹75 Lakh to upgrade practise, enhance skills, or renovate office. Enjoy attractive interest rates, extended loan tenure, fast approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Online
Application
Competitive Interest
Rate
Zero Hidden
Charges
Flexible
EMIs
Minimal
Paperwork

Professional Loan EMI Calculator

Plan your monthly repayments with our free online EMI calculator. Simply enter your loan amount, repayment period, and interest rate to get an instant estimate of your EMIs. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Thrissur

Experience a seamless loan application process by meeting the following eligibility criteria:

  • Citizenship: Indian.
  • Age Limit: Between 24 to 65 years.
  • Work Experience: Minimum 1 year of post-qualification professional experience.
  • Annual Income: At least ₹3 Lakh.

Documents Required for Professional Loan in Thrissur

Submit the following documents to get quick approval:

  • KYC Documents: Driving License, Aadhaar Card, Voter ID Card, PAN Card, or Passport
  • Residence Address Proof: Passport, Electricity Bill, or Rent Agreement
  • Professional Qualification Documents: Certificate of Practice or Degree Certificate, Firm/Member Certificate (CA and CS) or Prescription Letter (doctors)
  • Business Address Proof: Rent Agreement or Electricity Bill
  • Financial Documents: Bank Account Statements for the last 6 months

Interest Rate and Charges for a Professional Loan in Thrissur

Enjoy competitive interest rate and nominal charges for our loan to professionals:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Purchase new equipment and software 
  • Enhance your professional skills 
  • Renovate office space 
  • Expand your professional practice 
  • Hire new workers and train them 
  • Funding working capital requirements 

Who Can Get a Professional Loan

  • Self-employed doctors
  • Self-employed Chartered Accountants 
  • Self-employed Company secretaries 

Tips for a Successful Professional Loan Application

  • Build up a high credit score 
  • Resolve discrepancies in your credit report 
  • Maintain adequate cashflow in your business 
  • Avoid applying for multiple loans simultaneously 

Poonawalla Fincorp Limited Address in Thrissur

Poonawalla Fincorp Limited 

Address: 2nd Floor,Chowallur Tower, Civil lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 

(Weekly off on first and second Saturdays and all Sundays.) 

T&C Apply*  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the uses of a Professional Loan?

A loan to professionals can be used for various purposes, such as upgrading your practise, purchasing new machinery, upgrading technology, or renovating office space or clinic. 

2. Who can apply for a Professional Loan?

Professionals like doctors, Chartered Accountants (CAs), and Company Secretaries (CSes) who meet the basic eligibility criteria mentioned above can apply for our Professional Loan. 

 

3. What credit score is required to get a Professional Loan from Poonawalla Fincorp?

To get a Professional Loan with quick approval, you must maintain a credit score of 750 or above. Make timely monthly repayments, have a good credit mix, and keep your credit utilisation ratio below 30% to improve your credit score.