Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Professional Loan EMI Calculator

Make use of our EMI calculator to plan your monthly repayments. Just enter the loan amount, interest rate and tenure to calculate your EMI instantly. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
13%
30%

Tenure

Months
12 Months
60 Months

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No Hidden
Charges
Minimal
Paperwork
Flexible Repayment
Tenure
Attractive Interest
Rate

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria to qualify:

  • Age: Between 24 to 65 years.
  • Work Experience: Must be practicing for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.
  • Citizenship: Indian.

Submit just a few documents depending on whether you are self-employed or working in a company/firm:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the necessary documents in detail. 

Avail of our loan to professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3%
Lowest EMI per month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Expanding your professional practice 
  • Refurbishing your office space 
  • Improving your professional skills 
  • Self-employed Chartered Accountants
  • Self-employed Company Secretaries
  • Self-employed doctors
  • Check the loan eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the loan documents ready 
  • Avoid applying for the loan multiple times 

Address: Door No.10-5-/22/2/3, 2nd Floor, Varsha Tower, Waltair Main Road, Opp to WNS building, Vishakhapatnam, Andhra Pradesh-530003 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 

(Weekly off on first and second Saturdays and all Sundays.) 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The maximum loan amount for our Professional Loan is up to ₹75 Lakh. You can use the loan amount to expand your practice, renovate your office space, purchase new equipment, etc. 

A Professional Loan EMI calculator is an online tool that enables you to know your monthly payments over the tenure of your Professional Loan. Just enter the loan amount, interest rate and tenure in the EMI calculator to know your EMIs without the hassle of calculating it manually

 

The loan tenure for our Professional Loan ranges from 12 to 60 months. You should select a loan tenure based on your repayment capacity.