Loan Amount
Up To ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Jamnagar Instantly

Jamnagar, a popular city in Gujarat, is well known for its palaces, temples and vibrant culture. The city also has several industries, including cement, textile, gold embroidery, metalware, etc. As an important centre for economic activity in the state, this city offers many opportunities for your professional growth.
Capitalise on these opportunities to advance your practice as a self-employed doctor, CA or CS with a Professional Loan. Get a collateral-free loan of up to ₹75 Lakh with attractive interest rates, flexible EMIs, minimal paperwork and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No Hidden
Charges
Minimal
Paperwork
Flexible
EMIs
Online Application
Process

Professional Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Just enter the desired loan amount, tenure and interest rate to know your EMIs. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Jamnagar

Meet our simple eligibility criteria to qualify for the loan:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Documents Required for a Professional Loan in Jamnagar

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Proof of Professional Qualification

Click to know more about the documents required in detail. 

Interest Rate and Charges for a Professional Loan in Jamnagar

Get our unsecured loan for professionals at competitive interest rate and nominal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable charges
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Expanding your professional practice 
  • Refurbishing your office space 
  • Improving your professional skills 
  • Buying equipment 

Who Can Get a Professional Loan 

  • Self-employed Company Secretaries 
  • Self-employed doctors 
  • Self-employed Chartered Accountants 

Tips for a Successful Professional Loan Application

  • Check the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the loan documents ready 
  • Avoid applying for the loan multiple times 

Poonawalla Fincorp Branch Address in Jamnagar

Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is the prepayment or foreclosure fee for a loan to professionals from Poonawalla Fincorp?

Poonawalla Fincorp offers a 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes on foreclosure of loan. 

 

2. Can I use Poonawalla Fincorp’s loan to professionals to upgrade my business equipment?

Yes, you can use our unsecured loan for professionals to upgrade your existing business equipment, technology, software, etc. 

 

3. Can a doctor use a Professional Loan to hire new staff?

Yes, you can get Poonawalla Fincorp's loan to professionals to hire and train new staff. You can also use the funds to expand your business and manage your operational expenses.