professional loan in kottayam

Professional Loan in Kottayam

No Hidden Charges | Flexible Repayment Tenure | No Collateral Loan

Nestled in the picturesque landscapes of Kerala, Kottayam is a city that harmoniously blends natural beauty with vibrant urban life. Known for its rich cultural heritage and strong educational background, Kottayam attracts a diverse community of professionals aiming to excel in their respective fields. As these ambitious individuals strive to achieve their career goals, having access to timely and reliable financial support becomes essential. Poonawalla Fincorp recognizes the unique needs of professionals in Kottayam and offers a specialized Professional Loan in Kottayam at attractive interest rates to empower their aspirations. Experience a seamless loan application process and unlock new opportunities for success in Kottayam.


Interest rate is a pivotal factor while applying for a loan. Thus, we at Poonawalla Fincorp offer Professional Loan in Kottayam at competitive interest rates to help you save on EMIs. Check out the table below for more information

Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Professional Loan Interest Rates 11.49% p.a. onwards
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 - 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources.
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Competitive Interest Rate Logo

    No Charges for Pre-payment

  • Loan Amount Ranging Logo

    Competitive interest rates

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    Streamlined Process

No Charges for Pre-payment

You can use your surplus funds to partially prepay or for complete foreclosure of your Professional Loan without any added fees or penalties.

Competitive interest rates

By getting a Professional Loan from Poonawalla Fincorp, you can get attractive interest rates starting just from 11.49% based on your CIBIL score.

Streamlined Process

Experience a hassle-free online application with quick approvals, which can save your valuable time.

  • Doctors
  • Company Secretaries
  • Chartered Accountants
  • Equipment Purchase: With our Professional Loan in Kottayam, you can acquire state-of-the-art equipment or upgrade your existing tools. It provides your business with the necessary resources to thrive and stay ahead in the market.
  • Growth Capital: Access the necessary capital to fuel the growth of your established business, paving the way for enhanced success and progress.
  • Renovation Investment: Access funds to renovate and revamp your office, making it more appealing to clients and employees alike, and showcasing your commitment to excellence.
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Apply Online

Click on Apply Now and enter your contact details.

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Personal Details

Enter your DOB, monthly income and PAN card number.

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The application will then proceed for verification and assessment

Get ready to achieve your dreams with Poonawalla Fincorp’s Professional Loan in Kottayam. Our loan is simple to apply for and doesn't have any hidden charges. Whether you're a doctor, a company secretary, or a chartered accountant, we understand your needs and have tailored this loan just for you. From upgrading your equipment to growing your business, our hassle-free online application process and quick approvals make it easy for you to access the funds you need.

Poonawalla Fincorp Limited

Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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