Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Used Car Loan in Trichy Online

Trichy is one of the most famous temple towns in Tamil Nadu. The city is known for its arts and crafts, including Chola bronze statues. Purchase your dream car in this city with a Pre-owned Car Loan in Trichy from Poonawalla Fincorp. Get up to ₹75 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Up to 100%
Car's Valuation
Flexible Repayment
Tenure
No Hidden
Charges
Online
Application
Minimal
Documentation
Competitive
Interest Rate

Pre-owned Car Loan EMI Calculator

Plan your repayments effortlessly with our EMI calculator. Just enter the loan amount, tenure, and interest rate to compute your EMIs. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Trichy

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail. 

Documents Required for a Second-hand Car Loan in Trichy

Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Car Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail.  

Interest Rate and Charges for a Used Car Loan in Trichy

Poonawalla Fincorp offers a second-hand car loan at attractive interest rate and minimal charges: 

Interest Rate
11% p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy with a Second-hand Car Loan

  • SUVs 
  • MUVs 
  • Sedans 
  • Electric vehicles 
  • Premium cars 
  • Hatchbacks 

Who Can Get a Pre-owned Car Loan in Trichy

  • Self-employed professionals 
  • Salaried individuals 
  • Firms/Companies 

Tips for a Successful Second-hand Car Loan Application

  • Check your credit score 
  • Review the eligibility criteria 
  • Keep the down payment ready 
  • Avoid multiple loan applications 
  • Keep your debt-to-income ratio low 

Poonawalla Fincorp’s Branch Address in Trichy

Address: Office No 2, 3rd Floor, Ray Towers, Vadavoor Salai, 9th Cross, Thillainagar, Trichy, Tamil Nadu-620018 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the eligibility criteria for a Pre-owned Car Loan in Trichy?

The eligibility criteria for Poonawalla Fincorp's second-hand car loan differ depending on whether you are salaried, self-employed or proprietor/partner/director at a firm or company and on other factors like:

  • Age
  • Occupation
  • Experience/vintage
  • Citizenship,

Click here to know more about our eligibility criteria in detail. 

What documents are required to apply for a used car loan in Trichy?

To apply for Poonawalla Fincorp's second-hand car loan, you must submit identity proof, address proof, income proof, bank account statement, and car documents. Click to know more about the required documentation in detail.  

 

What is the maximum loan amount I can avail of with a Pre-owned Car Loan?

Poonawalla Fincorp offers a used car loan of up to ₹75 Lakh. However, the sanction loan amount may vary based on your age, income, credit score, eligibility, and our internal policies.