Get a Pre-owned Car Loan in Lucknow with Quick Disbursal
Lucknow, the capital of Uttar Pradesh, is a multicultural city famous for its history, architectural heritage and delicious food. It is also home to several industries like aeronautics, chemicals, furniture, etc. Make your daily commute in this city a hassle-free experience by purchasing your own car. Avail of a Pre-owned Car Loan in Lucknow from Poonawalla Fincorp with attractive interest rates and swift approval. Get a loan of up to ₹75 Lakh with minimal documentation, flexible EMIs and a seamless application process. Apply now!
Pre-owned Car Loan EMI Calculator
Try our user-friendly EMI calculator to know your monthly payments instantly. Slide the bar to enter the interest rate, loan amount and tenure to calculate the EMI amount. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car's Value
No Hidden Charges
Swift Approval
Flexible EMIs
OnlineApplication Process
Competitive Interest Rate
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail.
Provide minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Premiums cars
- SUVs
- Hatchbacks
- Sedans
- Crossovers
- Self-employed Professionals
- Salaried Individuals
- Companies or Firms
- Check the eligibility criteria
- Maintain a credit utilisation ratio of up to 30%
- Decide the loan amount based on your requirements
- Check your credit score
- Keep the required documents handy
- Avoid multiple loan applications
Address: Unit no. 106, 1st Floor, Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh-226001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
We offer a used car loan at competitive interest rates starting at 11%* p.a. The final interest rate applicable depends on your credit score, monthly income, market value and condition of the car, repayment capacity, etc.
You can avail of a maximum loan amount of ₹75 Lakh on our second-hand car loan. We provide a loan of up to 100% of the car’s value depending on your credit profile, repayment capacity and the condition of the car.
You do not need to pay any foreclosure fee for our second-hand car loan if you foreclose the loan using your fund sources. However, if you foreclose the loan using other fund sources, you will have to pay a foreclosure charge of 4% of the outstanding loan amount (plus taxes).