Avail of a Used Car Loan in Kottayam Instantly
Kottayam, a tourist attraction in Kerala, is an important centre for textile, rubber, chemical and automobile industries. The city also has a developing market for second-hand cars in the state. Buy the car of your choice in this city to ensure hassle-free travel. Get a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp to purchase a used car with minimal documentation. Benefit from our competitive interest rates, flexible EMIs, loan of up to 100% of the car’s value and quick approval. Apply now!
EMI Calculator for a Pre-owned Car Loan
Make use of our user-friendly EMI calculator to plan your monthly payments. Simply enter the loan amount, interest rates and tenure to know your EMIs. Try now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
No Hidden Charges
Competitive Interest Rate
Instant Disbursal
Minimal Paperwork
Flexible Repayment Tenure
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about eligibility criteria in detail.
Submit minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
We offer a used car loan with competitive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- SUVs
- MUVs
- Hatchbacks
- Sedans
- Electric vehicles
- Premium cars
- Salaried Individuals
- Firms or Companies
- Self-employed Individuals
- Check the eligibility criteria
- Determine the loan amount based on your requirements
- Check your credit score
- Maintain a lower debt-to-income ratio
- Keep the required documents ready
Poonawalla Fincorp Limited
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Before opting for a used car loan, you should check your credit score, market value and condition of the car, eligibility criteria, fees and charges, documents required, terms and conditions, etc.
A firm or company should be in the same business for at least 2 years to be eligible for availing of Poonawalla Fincorp’s used car loan.
The minimum credit score for availing of a used car loan is 750. Building and maintaining your credit score increases your chances of getting approval for our second-hand car loan at lower interest rates and favourable terms.