Get a Pre-Owned Car Loan Online
Gujarat is home to several industries like agriculture, chemicals, textiles, automobiles, etc. The state also has a thriving car market, with many residents availing of a used car loan to purchase a car. Own the car of your choice with a Pre-Owned Car Loan in Gujarat from Poonawalla Fincorp. Get instant funds of up to ₹75 Lakh with minimal paperwork and quick approval.
What’s more? Enjoy features like competitive interest rates, flexible repayments, minimal documentation and instant disbursal. Apply now!
Pre-owned Car Loan EMI Calculator
Calculate your monthly payments with ease using our EMI calculator. Just enter the loan amount, interest rate and tenure to calculate your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
No HiddenCharges
SwiftApproval
Minimal Paperwork
Online ApplicationProcess
Flexible Repayment Tenure
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
Avail of a used car loan with competitive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Sedans
- Hatchbacks
- SUVs
- Premium cars
- Electric Cars
- Salaried Individuals
- Firms or Companies
- Self-employed Individuals
- Check the eligibility criteria before applying for the loan
- Finalise the loan amount depending on your requirements
- Check your credit score
- Maintain your credit utilisation ratio to 30%
- Keep the required documents ready
- Avoid applying for the loan multiple times
Poonawalla Fincorp Ahmedabad Branch
Address:Office No.304, 305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge, Ahmedabad, Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Bhavnagar Branch
Address:303, 3rd Floor, Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Jamnagar Branch
Address:Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Rajkot Branch
Address:Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Surat Branch
Address:Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan, Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Vadodara Branch
Address:701,7th Floor, Samanvay silver, Munjmauda, Akota, Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Poonawalla Fincorp Vapi Branch
Address:A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
A salaried individual needs to submit:
- Passport
- Driving License
- Voter ID
A firm or company should be in the same business for at least 2 years to become eligible for applying for Poonawalla Fincorp's second-hand car loan.
Yes, a penalty of 24% p.a. plus taxes is applicable to the outstanding amount if you miss EMI payments for Poonawalla Fincorp's second-hand car loan. If the payment remains overdue for an extended period, it could lead to the seizure of your vehicle.