Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Pre-owned Car Loan in Puducherry Instantly

Puducherry, a Union Territory of India located on the southeast coast, is known for its French influence, temples, ashrams and cultural significance. Explore this beautiful place or drive to work in your favourite car with a Pre-owned Car Loan from Poonawalla Fincorp. 
Get a loan of up to ₹75 Lakh with minimal paperwork. Enjoy competitive rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car’s Value
No Hidden
Charges
Quick
Approval
Online Application
Process
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Simply enter the loan amount, interest rate and tenure to view the results instantly. Try it now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹ 17,676
Principal Amount
₹ 2,00,000
Interest Payable
₹ 12,115

Loan Amount

₹ 2,00,000
₹ 75,00,000

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Puducherry

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail. 

Documents Required for a Pre-owned Car Loan in Puducherry

Submit just a few documents to get a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the documentation in detail. 

Interest Rate and Charges for a Used Car Loan in Puducherry

Avail of a used car loan at competitive interest rates and nominal charges: 

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 - 72 months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Pre-owned Car Loan

  • Sedans 
  • Premium cars 
  • Hatchbacks 
  • MPVs 
  • SUVs 
  • Electric vehicles 

Who Can Get a Pre-owned Car Loan in Puducherry

  • Firms or Companies 
  • Salaried Individuals 
  • Self-employed Professionals 

Tips for a Successful Used Car Loan Application

  • Check the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the required documents ready 
  • Avoid multiple loan applications 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How do I improve my chances of getting a used car loan with lower EMIs?

You can get a second-hand car loan with lower EMIs by maintaining a credit score of 750 and above, increasing your down payment amount, reducing your debt-to-income ratio, etc. 

What address proof documents should a self-employed professional submit for Poonawalla Fincorp's used car loan?

A self-employed professional should submit:  

  • Passport  
  • Voter ID 
  • Driving License 
Who can apply for Poonawalla Fincorp’s Pre-owned Car Loan in Puducherry?

All salaried individuals, self-employed professionals, firms and companies can apply for our used car loan.