Avail of a Pre-owned Car Loan in Patiala Instantly
Patiala is known as the land of Maharajas and is popular for its palaces, museums, forts, music and traditional clothing. Explore the city and its surrounding regions by purchasing a car with a Pre-owned Car Loan from Poonawalla Fincorp. Get a loan of up to ₹75 Lakh with flexible EMIs. Benefit from our competitive interest rates, loan of up to 100% of the car’s value and quick approval. Apply now!
Pre-owned Car Loan EMI Calculator
Use our online EMI calculator to plan your monthly repayments. Enter the loan amount, interest rate and tenure to get the EMI amount instantly. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
AttractiveInterest Rate
Online ApplicationProcess
Minimal Documentation
No HiddenCharges
QuickApproval
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail
Poonawalla Fincorp offers a used car loan at competitive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Hatchbacks
- Luxury cars
- Sedans
- MPVs
- SUVs
- Electric vehicles
- Salaried individuals
- Self-employed professionals
- Firms or companies
- Keep your credit score above 700
- Frequently check your credit report for discrepancies
- Lower your credit utilisation ratio
- Opt for a car with insurance
- Add a co-signer or co-borrower to the application
- Lower your existing debts
Poonawalla Fincorp Limited
Address: Ground Floor, Plot/SCO 134, Choti Bardari, Patiala, Punjab-147001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, there are prepay or foreclose if you planning to close your loan early.
Your credit score influences the interest rate and loan terms of your used car loan. If you have a credit score of 750 and above, you have a higher chance of getting better terms and conditions on your second-hand car loan.
No, you do not have to pledge additional assets when applying for our second-hand car loan. The car you purchase through our loan acts as collateral.