Get a Pre-owned Car Loan in Kolkata with Flexible Tenure
Kolkata, also known as the ‘Cultural Capital of India’ is the largest city in West Bengal. Make your daily commute hassle-free by owning your dream car with a Pre-owned Car Loan in Kolkata. Unlock funds of up to ₹75 Lakh from Poonawalla Fincorp with attractive interest rates and extended repayment tenure. Benefit from minimal documentation, fast approval, instant disbursal, and zero hidden charges. Apply now!
Pre-owned Car Loan EMI Calculator
Check your monthly repayments using our online EMI calculator. Slide to enter the loan amount, interest rate, and loan tenure for instant results. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car's Value
No HiddenCharges
Flexible EMIs
Minimal Documentation
SwiftDisbursal
QuickApproval
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
The eligibility criteria for a second-hand car loan vary based on whether you are a salaried individual, self-employed or a firm/company depending on aspects like:
- Age Limit
- Nationality
- Work Experience
- Business Vintage
Click to know more about the eligibility criteria in detail.
Apply for our used car loan with minimal documentation:
- KYC Documents
- Financial Documents
- Bank Statements
- Address Proof
- Car Documents
Click to know more about the documentation in detail.
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Premium cars
- Sedans
- SUVs
- MUVs
- Hatchbacks
- Electric vehicles
- Self-employed individuals
- Companies or firms
- Salaried employees
- Choose a loan amount within as per your repayment capability
- Maintain a good credit score
- Ensure to have a manageable EMI
- Reduce your outstanding debts
- Meet the lender’s eligibility requirements
- Compare offers from different car dealers
- Avoid discrepancies in your loan application
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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Frequently Asked Questions
There are no foreclosure charges applicable if the loan repaid from your own sources. However, paying from other sources will impose a 4% charge on the outstanding loan amount.
Yes, it is possible to transfer your existing car loan to Poonawalla Fincorp. Opt for a Pre-owned Car Loan balance transfer facility if you are in search of low rates of interest and extended loan tenure.
In case you miss an EMI payment, a penalty of 24% p.a. + taxes will be charged on the overdue amount. Additionally, if a cheque bounces, a penalty of ₹500 plus applicable taxes will be levied for each bounce.