Get a Pre-Owned Car Loan in Gurgaon Instantly
Gurgaon has become one of the prime hubs for numerous multinational companies in Haryana. Turn your dream of owning a car in this city into a reality with a Pre-owned Car Loan from Poonawalla Fincorp. Avail of a loan amount of up to ₹75 Lakh with minimal paperwork. Enjoy competitive interest rates, nominal charges, online application process and quick approval. Apply now!
EMI Calculator for a Pre-owned Car Loan
Calculate your monthly payments with our user-friendly EMI calculator. Just enter your loan amount, tenure and interest rate to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Up to 100% of Car’s Value
No Hidden Charges
Quick Approval
Online Application Process
Flexible Repayment Tenure
Attractive Interest Rate
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria depends on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail.
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
Get a second-hand car loan at attractive interest rates and minimal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Pre-owned hatchbacks
- Compact SUVs
- SUVs
- Sedans
- Electric cars
- Firms or Companies
- Self-employed Individuals
- Salaried Individuals
- Check the eligibility criteria
- Decide the loan amount based on your requirements
- Check your credit score
- Maintain a lower debt-to-income ratio
- Keep the required documents handy
Poonawalla Fincorp Limited
Address: Office No. Unit No. 402, 4th Floor, Sewa Corporate Suites, M.G. Road, Gurgaon, Haryana-122002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
The loan-to-value (LTV) ratio is the percentage of the pledged asset’s value that is sanctioned as the loan. You can get a higher loan amount for your used car loan with a higher LTV ratio.
Prepayment for a used car loan refers to the partial lump sum amount paid towards the outstanding loan balance before the end of the loan term. Prepaying your loan helps to reduce your outstanding loan amount. It also helps you reduce your EMIs and save on the total interest costs payable on your existing loan.
Yes, you need to fulfil the minimum work experience requirements to avail of our used car loan. The work experience required to apply for the loan depends on the loan amount:
- For a loan amount of up to ₹10 Lakh, you need a minimum of 1 year of total work experience, with at least 3 months of experience with your current employer.
- For a loan amount between ₹10 lakh and ₹75 lakh, your total experience must be at least 2 years, with a minimum of 6 months of employment with the current employer.