Get a Pre-owned Car Loan in Assam With Instant Disbursal
Assam, situated in the north-eastern part of India, is primarily dependent on agriculture, fishing, manufacturing and transportation sectors. Travel within or outside the state with ease by purchasing your own car with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp. Benefit from our attractive interest rates, minimal documentation, simple eligibility criteria and instant approval. Apply now!
Pre-owned Car Loan EMI Calculator
Plan your monthly payments effectively with our EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try it now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
Attractive Interest Rate
Online Application
Minimal Documentation
Flexible Repayment Tenure
No Hidden Charges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about our eligibility criteria in detail.
Upload minimal documents to avail of the loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
Poonawalla Fincorp offers a used car loan with attractive interest rates and minimal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Pre-owned SUVs
- Sedans
- Hatchbacks
- SUVs
- MUVs
- Luxury cars
- Salaried Individuals
- Self-employed Professionals
- Firms or Companies
- Check the eligibility criteria before applying
- Decide the loan amount based on your requirements
- Maintain a lower debt-to-income ratio
- Check your credit score
- Keep all the necessary documents handy
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, in case you miss the EMI payment for your Pre-owned Car Loan, a penalty of 24% p.a. plus taxes will be levied on the due amount. Defaulting on your monthly payments will also have an adverse impact on your credit score.
You can avail the lowest possible interest rate, i.e. 11%* p.a., by maintaining a healthy credit profile. Paying your EMI(s) by the due date, having a credit score of 750 and above, stable employment with a reputed employer, maintaining a lower debt-to-income ratio, etc., can help you maintain a healthy credit profile.
Yes, you can get a used car loan to purchase your favourite second-hand electric car. Ensure that you fulfil our eligibility criteria, maintain a low debt-to-income ratio and submit the relevant documents to increase your chances of getting the loan to buy an electric car.