Get a Pre-owned Car Loan in Bihar With Minimal Paperwork
Bihar is known for its rich cultural heritage. The state’s economy is dependent mainly on agriculture and industries like manufacturing and mining. Make your commute easier and hassle-free by purchasing your own car.
Get a Pre-owned Car Loan in Bihar from Poonawalla Fincorp with attractive interest rates and minimal documentation. Avail of a loan of up to ₹75 Lakh with instant disbursal. Apply now!
Why Choose Poonawalla Fincorp
Pre-owned Car Loan EMI Calculator
Use our EMI calculator to plan your monthly payments. Enter the loan amount, tenure and interest rate to know your EMI instantly. Try now!
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Pre-owned Car Loan in Bihar
Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Occupation
- Experience/Vintage
Click to know more about our eligibility criteria in detail.
Documents Required for Pre-owned Car Loan in Bihar
Upload minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the required documents in detail.
Interest Rate and Charges for a Used Car Loan in Bihar
Get our used car loan instantly with competitive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Cars You Can Buy With a Pre-owned Car Loan
- SUVs
- Compact SUVs
- Premium cars
- Sedans
- Hatchbacks
Who Can Get a Pre-owned Car Loan in Bihar
- Salaried Individuals
- Companies or Firms
- Self-employed Individuals
Tips for a Successful Pre-owned Car Loan Application
- Check the eligibility criteria
- Determine the loan amount based on your requirements
- Check your credit score
- Maintain a lower debt-to-income ratio
- Keep the required documents ready
Poonawalla Fincorp Branch Address in Bihar
Poonawalla Fincorp’s Patna Branch
Address:Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar- 800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
The minimum age for applying for a used car loan from Poonawalla Fincorp is 24 years, regardless of whether you are a salaried individual, a self-employed professional, or a partner/ proprietor/director of a firm or a company.
There are no prepayment charges for our second-hand car loan if you pay the amount from your income sources. However, if you prepay or foreclose your loan using other income sources, you will have to pay a penalty of 4% on the outstanding amount.
Yes, applying for multiple loans within a short duration negatively affects your credit score. Whenever you submit a loan application, a hard inquiry is generated to check your credit history. While a single hard inquiry may only have a minimal impact on your credit score, applying multiple times for a loan or applying for multiple loans within a short period leads to several hard inquiries. This can lead to an adverse impact on your credit score and reduce your eligibility for availing of loans or credit cards in future.