Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Get a Pre-owned Car Loan in Varanasi Instantly

Varanasi is a major pilgrimage site in India, attracting devotees from all around the world. It is renowned for its ghats (river banks), cultural heritage, art, music, cuisine, etc. Buy the car of your choice in this city with a Pre-owned Car Loan from Poonawalla Fincorp. 
Secure a loan of up to ₹75 Lakh with minimal paperwork. Enjoy competitive rates, a loan of up to 100% of the car’s value and swift approval. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car’s Value
No Hidden
Charges
Quick
Approval
Flexible Repayment Tenure
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Use our online EMI calculator to plan your monthly repayments. Slide the bar to enter the loan amount, interest rate and tenure for instant results. Calculate now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Varanasi

The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

Documents Required for a Pre-owned Car Loan in Varanasi

Upload just a few documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Used Car Loan in Varanasi

Apply for our used car loan with attractive interest rates and nominal charges:

Interest Rate
11% p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 - 72 months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Pre-owned Car Loan

  • SUVs/MUVs
  • Hatchbacks
  • Crossovers
  • Premium vehicles
  • Electric vehicles
  • Sedans

Who Can Get a Pre-owned Car Loan in Varanasi

  • Firms or Companies
  • Salaried Employees
  • Self-employed Individuals

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria
  • Decide the loan amount based on your requirements
  • Check your credit score
  • Keep the required documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Varanasi

Poonawalla Fincorp Limited

Address: 3rd floor, plot no. 7, N.M.P.V NO,D-58/12, A-7, Gandhi Nagar, Sigra development scheme, SIGRA, Varanasi- 221010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Does a self-employed individual need to provide bank account statements to get Poonawalla Fincorp’s used car loan?

Yes, a self-employed professional applying for our used car loan needs to submit the bank account statements for the last 6 months.

Can I opt for a shorter repayment tenure for a second-hand car loan with Poonawalla Fincorp?

Yes, you can select a shorter loan tenure for our used car loan, between 12 to 72 months, based on your repayment capacity to reduce your overall borrowing costs.

Can I buy a pre-owned hatchback with Poonawalla Fincorp’s used car loan in Varanasi?

Yes, you can purchase a pre-owned hatchback of any brand or model in Varanasi with our used car loan.