Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Apply for a Pre-owned Car Loan in Odisha Online

Odisha is a state in India known for its rich biodiversity, pristine beaches, vibrant culture and mineral-based industries. Purchase your dream car in this state with our Pre-owned Car Loan from Poonawalla Fincorp. Benefit from our attractive interest rates, flexible EMIs, loan of up to 100% of the car value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Up to 100%
of Car’s Value
No Hidden
Charges
Quick
Approval
Online Application
Process
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Use our EMI calculator to estimate your monthly repayments. Simply enter the loan amount, interest rate and tenure to know your repayment schedule instantly. Try it now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹ 17,676
Principal Amount
₹ 2,00,000
Interest Payable
₹ 12,115

Loan Amount

₹ 2,00,000
₹ 75,00,000

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Odisha

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail

Documents Required for a Pre-owned Car Loan in Odisha

Upload minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail

Interest Rate and Charges for a Used Car Loan in Odisha

Avail of our used car loan at attractive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Used Car Loan

  • Hatchbacks
  • Crossovers
  • Premium vehicles
  • SUVs/ MUVs
  • Electric Vehicles
  • Sedans

Who Can Get a Pre-owned Car Loan in Odisha

  • Self-employed Individuals
  • Salaried Employees
  • Firms or Companies

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria
  • Decide the loan amount based on your requirements
  • Check your credit score
  • Keep the required documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Odisha

Poonawalla Fincorp Limited
Address:Office No. 108, 108(a), 109 & 110, 1st Floor, Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is the maximum loan amount for a used car loan from Poonawalla Fincorp?

The maximum loan amount for our second-hand car loan is ₹75 Lakh. We provide a loan of up to 100% of the market value of the car that you want to buy.

2. Can I improve my eligibility for the Pre-owned Car Loan in Odisha?

Yes, you can enhance your eligibility for a used car loan by maintaining a good credit score, paying your bills on time, keeping your credit utilisation ratio below 30% and checking your credit report regularly.

3. Should I provide any car documents while applying for Poonawalla Fincorp’s second-hand car loan?

Yes, you have to provide the car registration certificate and the vehicle insurance documents once you have finalised the car to avail of our used car loan.