Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Apply for a Pre-owned Car Loan in Uttar Pradesh Instantly

Uttar Pradesh is known for its rich history, cultural significance, art, literature and cuisine. The state’s economy is dependent on industries such as tourism, hotels, agro-based products, handlooms, handicrafts, etc. Bring your dream car home with a Pre-owned Car Loan in Uttar Pradesh from Poonawalla Fincorp. 
Get a loan of up to ₹75 Lakh with minimal paperwork. Benefit from our competitive rates, no hidden charges, a loan of up to 100% of the car’s value, and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car’s Value
No Hidden
Charges
Quick
Approval
Flexible
Repayment Tenure
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Enter the loan amount, interest rate and tenure to view the results instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Uttar Pradesh

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

Documents Required for a Pre-owned Car Loan in Uttar Pradesh

Submit minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Used Car Loan in Uttar Pradesh

We offer a used car loan with competitive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹2 Lakh - ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 - 72 months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy With a Pre-owned Car Loan

  • Sedans 
  • Electric vehicles 
  • Hatchbacks 
  • SUVs 
  • MUVs 
  • Premium cars 

Who Can Get a Pre-owned Car Loan in Uttar Pradesh

  • Salaried Individuals 
  • Self-employed Professionals 
  • Firms/Companies 

Tips for a Successful Used Car Loan Application

  • Check the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Keep the required documents ready 
  • Avoid multiple loan applications 

Poonawalla Fincorp’s Branches in Uttar Pradesh

Poonawalla Fincorp’s Branch Address in Agra  

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the minimum business vintage for self-employed individuals to get a used car loan?

The minimum business vintage required for a self-employed individual to get Poonawalla Fincorp's second-hand car loan depends on the loan amount: 

  • For a loan amount of up to ₹10 Lakh: At least 24 months in the current business 

  • For a loan amount above ₹10 Lakh and up to ₹75 Lakh: At least 36 months in the current business 

What is the interest rate for a used car loan in Uttar Pradesh?

The interest rate for a used car loan starts from 11%* p.a. The final interest rate depends on various factors like your credit score, monthly income, work experience, repayment capacity, etc. 

Does a firm or company need to submit bank account statements to apply for Poonawalla Fincorp’s used car loan?

Yes, a firm/company applying for our used car loan needs to provide the bank account statement for the last 6 months.