Loan Up
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Opt for a Quick and Easy Pre-owned Car Loan in Thrissur

Thrissur, a cultural hub in Kerala, is known for its religious monuments, festivals, art and literature. Purchase your own car in this city to travel comfortably with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp.

Enjoy competitive rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car's Value
No Hidden
Charges
Quick
Approval
Flexible
EMIs
Minimal
Paperwork
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Use our online EMI calculator to plan your monthly repayments. Simply enter the loan amount, interest rate and tenure to view the results instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Thrissur

The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail. 

Documents Required for a Pre-owned Car Loan in Thrissur

Provide just a few documents to qualify for our used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail.

Interest Rate and Charges for Pre-owned Car Loan

Our used car loan comes with competitive interest rates and nominal charges:

Interest Rate
11%* p.a. onwards 
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 1% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Types of Cars You Can Buy with a Used Car Loan 

With a used car loan, you can enjoy additional benefits such as:

  • Balance Transfer
  • Transfer your existing loan to Poonawalla Fincorp’s used car balance transfer and experience significant financial relief with better interest rates, lower EMIs, and substantial savings.
  • Top-up Loan
  • Top-up on your existing loan scheme for used car of up to 200% of its value. With Poonawalla Fincorp’s Used Car Loan Top Up, you can enjoy the flexibility of a high loan amount of up to Rs.75 Lakh with minimal documentation and no hidden charges.

  • Hatchbacks 

  • MPVs 

  • Premium cars 

  • Sedans 

  • SUVs 

  • Electric vehicles 

Who Can Get a Pre-owned Car Loan in Thrissur

  • Self-employed Professionals 

  • Salaried Employees 

  • Companies or Firms 

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria 

  • Decide the loan amount based on your requirements 

  • Check your credit score 

  • Keep the required documents ready 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Thrissur

Poonawalla Fincorp Limited 

Address: 2nd Floor, Chowallur Tower, Civil Lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the KYC documents required for a firm or company to apply for Poonawalla Fincorp’s used car loan?

Submit just a few documents to apply for our second-hand car loan: 

  • Firm/GST registration certificate (If applicable) and other applicable registration documents 

  • KYC of Partners: Aadhaar Card, Voter ID, Driving License or Passport 

2. Should I opt for Poonawalla Fincorp’s used car loan if I need to purchase a car urgently?

Yes, you may opt for our used car loan if you want to purchase a vehicle urgently. We offer a loan of up to 100% of the car’s value, swift approvals, quick online applications and minimal documentation, which ensures you can get the vehicle as soon as possible.  

 

3. What is the age requirement for getting a second-hand car loan from Poonawalla Fincorp?

The age criteria for our second-hand car loan differ for a salaried employee, a self-employed individual and a firm/company: 

  • For salaried employees: Between 24 years (during loan application) and 60 years (at loan maturity) 

  • For self-employed professionals: Between 24 years (during loan application) and 65 years (at loan maturity) 

  • For proprietors/partners/directors of a firm or company: At least 24 years