Avail of a Pre-owned Car Loan in Calicut with Flexible EMIs
Calicut, also known as the ‘Spice Capital’ of Kerala, is primarily famous for being a hub of history and educational opportunities. Drive through the streets of this city in your dream car by getting a Pre-owned Car Loan from Poonawalla Fincorp with minimal documentation.
Avail of a loan of up to ₹75 Lakh with competitive interest rates, flexible repayment tenure and no hidden charges. Apply now!
EMI Calculator for a Pre-owned Car Loan in Calicut
Calculate your monthly repayments instantly with our used car loan EMI calculator. Enter the loan amount, interest rate, and tenure for accurate results. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car's Value
Swift Loan Approval
Competitive Interest Rate
Flexible Repayment Tenure
Minimal Documentation
No HiddenCharges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about eligibility criteria in detail.
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Car Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the necessary documents in detail.
Avail of a used car loan at an attractive interest rate and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
With a used car loan, you can enjoy additional benefits such as:
- Balance Transfer Transfer your existing loan to Poonawalla Fincorp’s used car balance transfer and experience significant financial relief with better interest rates, lower EMIs, and substantial savings.
- Top-up Loan Top-up on your existing loan scheme for used car of up to 200% of its value. With Poonawalla Fincorp’s Used Car Loan Top Up, you can enjoy the flexibility of a high loan amount of up to Rs.75 Lakh with minimal documentation and no hidden charges.
- Hatchbacks
- Luxury Cars
- Sedans
- SUVs
- Electric Vehicles
- Salaried individuals
- Self-employed professionals
- Firms or companies
- Check the eligibility criteria
- Keep documents handy
- Opt for the required amount only
- Maintain a credit score of 750+
- Understand the loan terms and conditions
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, you can avail of a Pre-owned Car Loan of ₹75 Lakh with Poonawalla Fincorp if you meet the eligibility criteria. Another factor that will affect the decision of your loan approval is your credit score and repayment capacity.
No, the second-hand car loan application process with Poonawalla Fincorp is fully digital. So, you can apply for a loan in 5 minutes and be assured of quick approval and disbursal of funds.
If you are a salaried individual, you are required to provide pay slips for the past 3 months. Self-employed individuals must present GST returns, Income Tax Returns for the past 2 years or P/L Statements and Balance Sheets for the last 2 years.