Get a Pre-owned Car Loan in Himachal Pradesh Instantly
Himachal Pradesh, also known as the ‘Dev Bhumi’, is a beautiful state nestled between mountains surrounded by scenic landscapes. The state’s economy depends on agriculture, hydroelectric power, tourism and manufacturing industries like pharmaceuticals, cement, textiles, etc. Purchase your own car in the state to ensure hassle-free travel with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp. Benefit from competitive interest rates, no hidden charges, minimal paperwork and instant disbursal. Apply now!
Pre-owned Car Loan EMI Calculator
Plan your monthly repayments with our EMI calculator. Slide the bar to enter the loan amount, interest rate and tenure to calculate your EMI instantly. Try now!
Why Choose Poonawalla Fincorp
Up to 100%of Car’s Value
Competitive Interest Rate
Flexible Repayment Tenure
Minimal Documentation
QuickDisbursal
No HiddenCharges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Occupation
- Experience/Vintage
Click to know more about our eligibility criteria in detail.
Provide minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the required documents in detail.
Our second-hand car loan comes with attractive interest rates and minimal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Hatchbacks
- MUVs
- SUVs
- Premium Cars
- Crossovers
- Sedans
- Salaried Employees
- Self-employed Professionals
- Companies or Firms
- Check the eligibility criteria
- Finalise the loan amount based on your requirements
- Check your credit score
- Maintain a lower debt-to-income ratio
- Keep the required documents ready
- Avoid multiple loan applications
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Poonawalla Fincorp offers quick approval and instant disbursal for used car loans, provided you have fulfilled the eligibility criteria and submitted all the necessary documents.
You can purchase a variety of cars, including hatchbacks, SUVs, crossovers, premium cars, and sedans with our Pre-owned Car Loan.
Yes, you can foreclose your Pre-owned Car Loan before the end of your loan tenure. If you foreclose the loan using your own funds, there are no charges. However, if you use other fund sources to foreclose the loan, a 4% charge on the outstanding loan amount (plus taxes) is applicable.