Loan Up
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a. p.a.
Loan Tenure
12-72 Months

Avail of a Pre-owned Car Loan in Tirur with Instant Disbursal

Tirur, a large municipal town in the Malappuram district of Kerala, is known for its scenic landscape. It is also a major trading centre for electronics, seafood, etc. Purchase your dream car in Tirur with a Pre-owned Car Loan of up to ₹75 Lakh from Poonawalla Fincorp. 

Benefit from our competitive interest rates, a loan of up to 100% of the car’s value, flexible EMIs and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car's Value
No Hidden
Charges
Swift
Approval
Minimal
Documentation
Flexible Repayment Tenure
Attractive Interest
Rate

Pre-owned Car Loan EMI Calculator

Plan your monthly repayments with our user-friendly EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try it now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹200000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Tirur

Our eligibility criteria differ depending on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail.

 

Documents Required for a Pre-owned Car Loan in Tirur

Submit minimal documents to qualify for a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the documentation in detail. 

Interest Rate and Charges for a Pre-owned Car Loan

We offer a used car loan with attractive interest rates and minimal charges:  

Interest Rate
11% p.a. onwards 
Loan Amount
₹2 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 2%
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
4% plus applicable taxes
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy with a Pre-owned Car Loan

  • Premium Cars 
  • Sedans 
  • Hatchbacks 
  • SUVs 
  • MUVs 
  • Electric Vehicles 

Who Can Get a Used Car Loan in Tirur

  • Self-employed Professionals 
  • Salaried Employees 
  • Companies or Firms 

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria 
  • Decide the loan amount based on your requirements 
  • Check your credit score 
  • Reduce your credit utilisation ratio to 30% 
  • Keep the required documents ready 
  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Tirur

Poonawalla Fincorp Limited 

Address: 1st Floor, Kottathara Complex, Naduvilangadi, Tirur, Kerala-676107 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What happens if I miss an EMI payment for Poonawalla Fincorp’s used car loan?

If you miss your EMI payment for our used car loan, you will incur a penalty of 2% per month on the overdue amount. In addition, if your cheque is bounced, it will result in a penalty of ₹500 for each instance. 

Can I apply online for a used car loan in Tirur from Poonawalla Fincorp?

Yes, you can apply for our second-hand car loan online by visiting Poonawalla Fincorp’s website. You can also download the Poonawalla Fincorp app to apply online for the loan.  

 

What is the processing fee for a second-hand car loan from Poonawalla Fincorp in Tirur?

We charge a nominal processing fee of up to 2% for our used car loan.