Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Apply for a Pre-owned Car Loan in Trivandrum Instantly

Trivandrum, currently known as Thiruvananthapuram, is the capital of Kerala. The city is famous for its beaches, backwaters, temples, museums, etc. Purchase your dream car in Trivandrum with a Pre-owned Car Loan from Poonawalla Fincorp.

Get a loan of up to ₹75 Lakh with flexible EMIs and minimal documentation. Benefit from our attractive interest rates, loan of up to 100% of the car’s value, and quick approval.

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car's Value
No Hidden
Charges
Quick
Approval
Flexible
Repayment Tenure
Minimal
Paperwork
Competitive
Interest Rates

Pre-owned Car Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Simply enter the loan amount, interest rate and tenure to view the results instantly. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Trivandrum

The eligibility criteria for Poonawalla Fincorp’s used car loan depend on whether you are salaried, self-employed or a firm/company and on other aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about our eligibility criteria in detail

Documents Required for a Pre-owned Car Loan in Trivandrum

Submit just a few documents to qualify for a second-hand car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account statement

Click to know more about the necessary documents in detail

Interest Rate and Charges for a Used Car Loan in Trivandrum

We offer a used car loan with attractive interest rates and nominal charges: 

Interest Rate
11% p.a. onwards 
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 1% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Types of Cars to Buy With a Used Car Loan

  • Electric cars 

  • Hatchbacks 

  • SUVs 

  • Sedans 

  • Premium cars 

  • Crossovers 

Who Can Get a Pre-owned Car Loan in Trivandrum

  • Firms or Companies 

  • Salaried Employees 

  • Self-employed Professionals 

Tips for a Successful Pre-owned Car Loan Application

  • Check the eligibility criteria 

  • Decide the loan amount based on your requirements 

  • Check your credit score 

  • Keep the required documents ready 

  • Avoid multiple loan applications 

Poonawalla Fincorp’s Branch Address in Trivandrum

Address: 1st Floor, Sree Uthradam Arcade, Sasthamangalam, Trivandrum, Kerala-695010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. How do I calculate the EMIs for Poonawalla Fincorp’s used car loan?

You can calculate the EMI of our used car loan using this formula: 

E = [P x R x (1+R) N] / [(1+R) (N-1)] 

Where, 

P = Principal loan amount 

R = Rate of interest (monthly) 

N = Number of monthly instalments (tenure) 

Alternatively, you can use our Pre-owned Car Loan EMI calculator to know your EMIs instantly. 

2. Can I purchase a pre-owned SUV in Trivandrum with Poonawalla Fincorp’s second-hand car loan?

Yes, you can buy any SUV with our second-hand car loan. There are no restrictions placed on the type of car or model you can purchase with our used car loan.  

 

3. What KYC documents should salaried individuals submit to get Poonawalla Fincorp’s used car loan?

Submit just a few documents to apply for our second-hand car loan: 

  • Voter ID Card 

  • Aadhaar Card 

  • Driving License 

  • PAN Card 

  • Passport