Get a Quick Pre-owned Car Loan in Palakkad
Palakkad, otherwise known as Palghat, is known for its temples, scenic landscapes, festivals and historical significance. Buy the car of your choice in this city and enjoy a hassle-free commute with a Pre-owned Car Loan from Poonawalla Fincorp. Get a loan of up to ₹75 Lakh with attractive interest rates, no hidden charges, minimal paperwork and quick approval. Apply now!
Pre-owned Car Loan EMI Calculator
Make use of our EMI calculator to plan your monthly repayments. Simply enter the loan amount, interest rates and tenure to know your EMIs instantly. Calculate now!
Why Choose Poonawalla Fincorp
Loan up to 100%of Car’s Value
Attractive Interest Rate
Flexible Tenure
Minimal Documentation
Swift Approval
No Hidden Charges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about our eligibility criteria in detail.
Provide minimal documents to avail of a used car loan:
- KYC Documents
- Income Proof
- Address Proof
- Car Documents
- Bank Account Statement
Click to know more about the necessary documents in detail.
Poonawalla Fincorp offers a used car loan at attractive rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Premium cars
- Sedans
- SUVs
- Hatchbacks
- Electric Vehicles
- MUVs
- Salaried Individuals
- Self-employed Professionals
- Companies or Firms
- Check the eligibility criteria before applying for the loan
- Maintain a credit utilisation ratio of up to 30%
- Check your credit score
- Keep the required documents ready
- Avoid multiple loan applications
Poonawalla Fincorp Limited
Address: 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
Discover More with
Other Loan Options to Suit Your Needs
Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
-
pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
Yes, having a credit score of 750 or above will allow you to access lower interest rates and favourable loan terms on your used car loan.
Before deciding to finance the purchase of your car using a second-hand car loan, check your credit score, car’s market value and condition, eligibility criteria, documents required, terms and conditions, etc.
A self-employed professional should submit:
- Income tax returns for the last 2 years
- Profit/Loss statement and balance sheet for the last 2 years
- GST Returns